Glossary
The funder with the senior claim on repayment, typically the first one to fund the business and the first to be repaid.
✓ Checking what you qualify for does not affect your credit score.
First position carries the least risk and therefore usually the best pricing. When a business seeks additional capital, whether a new funder will sit behind the existing first position is one of the first underwriting questions.
Underwriting for revenue-based business funding leans on bank activity, time in business, industry and existing positions. Where this term touches one of those, it can move a decision.
See the four factors that decide most files on the qualification page.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
The funder with the senior claim on repayment, typically the first one to fund the business and the first to be repaid.
It depends on the factor it touches — industry, bank activity, time in business or existing positions. Those four decide most files.
Every product page on this site publishes the amount range, term, rate and fee structure up front.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
