Glossary
The percentage of an invoice’s face value that a factor pays you up front.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: The percentage of an invoice’s face value that a factor pays you up front.
If an invoice is $50,000 and the advance rate is 80%, you receive $40,000 now. The rest, less fees, is released when your customer pays.
A higher advance rate means more cash today but usually a higher fee. Compare the total dollar cost of the full invoice cycle, not just the advance.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: The percentage of an invoice’s face value that a factor pays you up front.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
