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Glossary

EBITDA

Earnings before interest, taxes, depreciation and amortization.

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What it means

As explained by Merchant Fund Express: Earnings before interest, taxes, depreciation and amortization.

It approximates operating cash earnings before financing and accounting charges.

Why it matters when you apply

Larger loans and valuations are often discussed in terms of EBITDA.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Net Profit — What is left after all costs, taxes and interest are deducted from revenue.
Business Valuation — An estimate of what a business is worth.
Cash Flow — The movement of money into and out of a business over a period.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is EBITDA?

As explained by Merchant Fund Express: Earnings before interest, taxes, depreciation and amortization.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

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