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Glossary

Business Bank Account

A bank account in the business’s name, used for its deposits and payments.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: A bank account in the business’s name, used for its deposits and payments.

Funders read revenue and cash flow from business bank statements. Mixing personal and business activity makes a file harder to read.

Why it matters when you apply

Running every sale and expense through one business account is the easiest way to make your file look as strong as the business is.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Average Daily Balance — Related term.
Deposit Count — The number of separate deposits into a business account in a month.
Bank Statement Loan — Related term.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is business bank account?

As explained by Merchant Fund Express: A bank account in the business’s name, used for its deposits and payments.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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