Glossary
Funding underwritten primarily from business bank statements rather than tax returns or financial statements.
✓ Checking what you qualify for does not affect your credit score.
This is the standard approach in revenue-based business funding. Three to six months of statements typically replaces the tax returns a bank would require, which is why decisions arrive in hours rather than weeks.
Underwriting for revenue-based business funding leans on bank activity, time in business, industry and existing positions. Where this term touches one of those, it can move a decision.
See the four factors that decide most files on the qualification page.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
Funding underwritten primarily from business bank statements rather than tax returns or financial statements.
It depends on the factor it touches — industry, bank activity, time in business or existing positions. Those four decide most files.
Every product page on this site publishes the amount range, term, rate and fee structure up front.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
