Glossary
Borrowing against the value of assets such as receivables, inventory or equipment.
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As explained by Merchant Fund Express: Borrowing against the value of assets such as receivables, inventory or equipment.
The amount available depends on the appraised or eligible value of the assets, usually at a discount. It is common in businesses with large balance sheets and thin cash flow.
If you have valuable assets and uneven revenue, an asset-based structure may price better than a cash-flow product, at the cost of more paperwork.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: Borrowing against the value of assets such as receivables, inventory or equipment.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
