Industry
Clients pay on 30-60 day terms while temps are paid weekly. The gap is the entire business problem.
✓ Checking what you qualify for does not affect your credit score.
Staffing agencies in Dallas are classified under Employment Placement Agencies and Temporary Help Services, an eligible category. Industry is therefore not the question; the four things every file is read on are.
Clients pay on 30-60 day terms while temps are paid weekly. The gap is the entire business problem.
In Dallas that usually means capital goes to payroll funding between invoices, recruiting, ATS software, workers compensation premiums.
Dallas runs on corporate relocations, logistics and rapid suburban construction.
Texas funds normally on every tier.
Tier 1: 650 FICO, 3 years in business, $300,000 a year or $25,000 a month, 8+ monthly deposits.
Tier 2: 600 FICO, 6 months in business, $60,000 revenue, $800 minimum daily balance.
Renewal: 550 FICO, 2 years in business, once 50% of the original balance is repaid.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Yes. The category is eligible; the file is read on revenue, deposits, time in business and existing positions.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Same-day decision and next business day funding on a complete file.
Tracks client hiring cycles; Q1 and Q3 are typically strongest. Underwriting reads the average and the deposit count, not the peak month.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
