Why staffing agencies in Dallas qualify
Staffing agencies in Dallas are classified under Employment Placement Agencies and Temporary Help Services, an eligible category. Industry is therefore not the question; the four things every file is read on are.
The cash-cycle problem
Clients pay on 30-60 day terms while temps are paid weekly. The gap is the entire business problem.
In Dallas that usually means capital goes to payroll funding between invoices, recruiting, ATS software, workers compensation premiums.
What applies in Dallas
Dallas runs on corporate relocations, logistics and rapid suburban construction.
Texas funds normally on every tier.
The published thresholds
Tier 1: 650 FICO, 3 years in business, $300,000 a year or $25,000 a month, 8+ monthly deposits.
Tier 2: 600 FICO, 6 months in business, $60,000 revenue, $800 minimum daily balance.
Renewal: 550 FICO, 2 years in business, once 50% of the original balance is repaid.
There is no hard credit cutoff here. The 650/600/550 tiers are product criteria, not a floor on the business. Scores in the 500s are placed routinely, and files in the 400s are read on revenue, deposit consistency and time in business rather than on the score alone.
Questions
Do you fund staffing agencies in Dallas?
Yes. The category is eligible; the file is read on revenue, deposits, time in business and existing positions.
What credit score is needed?
There is no hard credit cutoff here. The 650/600/550 tiers are product criteria, not a floor on the business. Scores in the 500s are placed routinely, and files in the 400s are read on revenue, deposit consistency and time in business rather than on the score alone.
How fast can funding arrive?
Same-day decision and next business day funding on a complete file.
What if revenue is seasonal?
Tracks client hiring cycles; Q1 and Q3 are typically strongest. Underwriting reads the average and the deposit count, not the peak month.