Merchant Fund Express
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State funding hub

Business funding in New York

Pick your industry to see the thresholds, what the capital is for and how files are read in New York.

✓ Checking what you qualify for does not affect your credit score.

What applies in New York

New York is funded. Extra restrictions apply on the revenue-based tier. Most business activity sits around New York City, Buffalo, Rochester, Yonkers and Syracuse. The New York economy runs on finance, healthcare and hospitality.

Every industry below has its own page with the published thresholds, what the capital is normally for, and how a file in that industry is read. The minimum FICO is 500, decisions are the same day, and funding is typically the next business day.

Funding by industry in New York

Auto repair shopsBakeriesBars and nightclubsBarbershopsCar washesCatering companiesChiropractic practicesCleaning companiesClothing storesCoffee shopsConcrete contractorsConstruction companiesConvenience storesDaycare centresDental practicesEcommerce businessesElectrical contractorsExcavation contractorsGyms and fitness studiosFlooring contractorsFood trucksFreight and logistics companiesFurniture storesGas stationsGrocery storesHardware storesHome health agenciesJewellery storesLandscaping companiesLaundromatsLiquor storesMachine shopsMedical practicesMoving companiesNurseries and garden centresPainting contractorsPet grooming businessesPhysical therapy clinicsPlumbing and HVAC contractorsPrinting companiesRestaurantsRoofing contractorsHair salonsSecurity companiesDay spas and med spasStaffing agenciesTrucking companiesVeterinary practices

Cities in New York

New York City, NY

City pages cover the same industries with local detail.

Products in New York

Merchant cash advance in New YorkWorking capital in New YorkBusiness line of credit in New YorkEquipment financing in New YorkSame-day funding in New YorkBad-credit business loans in New York

Related

Funding by industry and state — the full directory
States we fund — all 50 states
Credit score requirements — what each tier needs
Qualification checker — a five-question check

Common questions

Do you fund businesses in New York?

Yes. We fund businesses in all 50 states, including New York. California and New York carry extra restrictions on the revenue-based tier.

What industries can get funding in New York?

Every eligible category on this page, across 48 industries. Restricted categories are listed on the eligible industries page.

How fast can a New York business be funded?

We give a same-day decision on a complete file, and funding is typically the next business day after signing.

See what you qualify for

Same-day decision. Applying takes a few minutes and will not affect your credit score.

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