Funding situations
Every state is open. California and New York carry extra restrictions on the revenue-based tier, and that is the only geographic wrinkle.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: Every state is funded. California and New York add restrictions on the revenue-based tier, and structures differ there.
We fund all 50 states. California and New York add extra restrictions on the revenue-based tier, as noted on the states page and the requirements sheet.
Some structures may not be offered or may be shaped differently in these states.
Additional disclosures can apply.
Lines of credit and term loans are read on tier one as elsewhere.
See states we fund and California funding.
An owner in New York applies as usual and is matched to the products available in the state, with additional disclosures. A California owner compares the structures offered and chooses on total cost. Neither was denied because of the state; each saw a different set of options.
Source: Merchant Fund Express.
Yes, all 50 states are funded; some structures differ. Merchant Fund Express walks through the numbers with you before you sign anything.
Rules differ by product and structure. Ask us how your file is matched.
It depends on the product available.
See the states page.
Merchant Fund Express gives a same-day decision. Applying takes a few minutes and will not affect your credit score.
