Card batches and cash deposits both count when they land in your business account. We review the full deposit picture.
See What FitsQualifying: mixed payment types
When cash and card sales flow into your business checking, your bank statements show the real size of your business. That is what we review, along with deposit consistency and existing obligations.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
We consider FICO scores from 500 and look closely at how steady your cash and card deposits are.
Every offer shows the full repayment amount before you accept, with no surprise costs after signing.
Your schedule is spelled out in the offer, so you can line it up with your sales cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Corner stores, barbershops, food trucks, laundromats and bars often take a mix of cash and card. Card sales land as processor batches. Cash shows up whenever someone makes a deposit run. Both count, but only if they reach the business account. When we review about three months of statements, deposits are what we can see.
Card batches arrive on a predictable rhythm, which makes them easy to read. Cash deposits vary more, so reviewers look for consistency:
Regular cash deposits make the account look like what it is: a working business with steady revenue.
Cash used to pay vendors or staff before it ever hits the bank does not show up in a statement review. That can make a strong business look smaller than it is. If a meaningful share of your sales is cash, depositing it consistently is the single most useful thing you can do before applying. Our page on funding for cash-heavy businesses covers this in more detail.
Because card volume is steady and visible, a merchant cash advance tied to sales is often a natural fit. Working capital and revenue-based financing are also common choices, and some owners prefer a business line of credit for restocking. We fund from $25,000, and every offer lists the full repayment amount and schedule before you accept.
No tax returns are required, and sole proprietors can apply. Start with the 5-minute application.
Cash that is deposited into your business account shows up in your statements and is part of the review. Cash that never reaches the bank cannot be seen or counted.
Bank statements are the core document. Processor statements can help if card sales settle into more than one account or the batch deposits are hard to match.
No. Working capital, revenue-based financing, equipment financing and a business line of credit are also available depending on your deposits and needs.
It is something a reviewer will notice. Depositing on a regular schedule makes the pattern easier to read, and a short explanation of your routine helps too.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours after approval and signed paperwork.
Example uses for illustration only.
Small habits make cash and card revenue much easier to see on paper.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding