Merchant Fund Express
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Funding for a New Service Line

Add the service your customers keep asking about. Cover equipment, training, staff and launch marketing.

Fund My Launch

Growth: new services

Grow revenue per customer without draining cash

New services cost money before they make money. We review your current deposits to size funding for the launch, and your offer shows the full repayment amount and schedule up front.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Funding a new offering, simply

Fast, with little paperwork

A 5-minute application and about three months of statements. No tax returns. As little as 24 hours for qualified businesses.

Credit is not the whole story

We consider FICO 500+ and weigh your existing deposits heavily.

All costs visible up front

The offer shows the full repayment amount before you accept. No surprise costs after you sign.

Repayment that stays predictable

Your schedule is in the offer from the start, so you can plan while the new service grows.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Adding to what you already sell

A landscaper adds snow removal. A salon adds med-spa treatments. An HVAC shop starts offering duct cleaning. A dental practice brings in clear aligners. New services can lift revenue per customer and smooth out seasonal swings, but they come with upfront costs before the first dollar lands.

Where the money tends to go

Equipment financing can fit the machinery, while working capital or a business line of credit covers the rest.

How funders look at expansion requests

The new service has no track record yet, so the review rests on your existing business. We look at steady deposits, existing obligations and the trend over about three months of statements. A funder will be more comfortable when the current business can carry the repayment even if the new service grows slowly.

Test before you scale

Consider launching with existing customers first. They already trust you, so early feedback comes faster and marketing costs less. If demand is there, a second round of investment is easier to justify. Funding for technology upgrades or marketing campaigns can follow once the service proves itself.

Apply in minutes

The 5-minute application begins with a soft credit pull. FICO 500+ is considered, no tax returns are required, and qualified businesses can be funded in as little as 24 hours. Your offer shows the full repayment amount and the repayment schedule before you accept.

Frequently Asked Questions

Can I get funded for a service I have not launched yet?

Yes. The review is based on your current deposits and obligations, not on projections for the new service.

What if the new service needs specialized equipment?

Equipment financing can cover specific machines or tools. Many owners pair it with working capital for training and marketing.

Do I have to explain the new service?

A short description of the plan and costs is helpful. It lets us suggest a product and amount that fit what you are building.

How much can I request?

Funding ranges from $25,000 to $5,000,000. The amount offered depends mainly on your deposits and existing obligations.

Will adding a service affect future funding?

If the new service adds steady deposits, your future statements will reflect that, which can strengthen later reviews.

Should I wait until the new service is profitable before applying?

Not necessarily. Many owners fund the launch from the strength of their existing business. The key question is whether your current deposits can carry the repayment comfortably even if the new service takes longer than planned to build momentum, which is common in the first few months after launch.

New equipment $65,000.00
Certification $25,000.00
Launch marketing $30,000.00
Starter supplies $27,500.00

Example uses for illustration only.

How to improve your chances

A careful launch plan helps both your business and your file.

  • Price the new service before buying equipment
  • Pilot it with your existing customers
  • Track new-service revenue separately
  • Keep the payment affordable on current sales

New service funding: us vs. a typical bank

Merchant Fund Express
Traditional bank loans
Basis
Current deposits
Projections and collateral
Paperwork
About 3 months of statements
Plans, returns, statements
Credit
FICO 500+ considered
Higher bar
Speed
As little as 24 hours if qualified
Weeks
Cost shown
Full repayment in the offer
Varies

Launch the new service on solid footing

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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