Merchant Fund Express
(305) 384-8391Apply

Equipment Repair Funding for Freight and Logistics

Get trucks, forklifts and dock gear back in service fast. Funding from $25,000 with a 5-minute application and a soft credit pull.

Fund the Repair

Freight Equipment Repair Funding

Pay the shop and keep your routes covered

A broken asset stops revenue and strains customer trust. We help logistics operators cover repairs and the downtime around them.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding without the runaround

Fast and light on paperwork

Apply in about 5 minutes with three months of statements. Funding in as little as 24 hours for qualified businesses.

Imperfect credit considered

FICO 500+ is considered. Your deposits tell a big part of the story.

Clear cost before you commit

Your offer shows the full repayment amount up front. No surprise costs after you sign.

Repayment you can schedule

Payments are laid out in the offer before you accept, so you can plan around route revenue.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Downtime is the real cost of a breakdown

In logistics, a repair bill is only half the damage. A box truck with a blown engine misses its routes, a forklift with a failed mast slows the whole dock, and a reefer unit that quits can spoil a load and a customer relationship at the same time. Equipment repair funding for freight and logistics operations helps you authorize the repair now, get the asset back in service, and protect the contracts that depend on it.

We work with regional and local carriers, last-mile delivery, warehousing and brokerage businesses. We do not promise funding for long-haul trucking operations.

Repairs operators commonly fund

EquipmentTypical problem
Straight trucks and tractorsEngine, transmission, aftertreatment
Reefer unitsCompressor or control failures
Forklifts and pallet jacksHydraulics, masts, batteries
Dock equipmentDoors, levelers, restraints
TrailersBrakes, axles, floors

For illustration only: a two-truck local delivery business might fund a transmission rebuild plus a rental to cover routes while the shop works.

Repair or replace?

Sometimes the honest answer is that the old unit is done. If replacement makes more sense, equipment financing for freight and logistics is built for that purchase. For repairs, rental gap coverage and the lost revenue around them, working capital is usually the cleaner fit. Operators who expect a steady stream of maintenance may prefer a line of credit.

What the review looks at

Funders care most about the health of your deposits and what you already owe. Expect to share about three months of business bank statements. No tax returns are required, and FICO 500+ is considered. The process begins with a soft credit pull, and sole proprietors can apply. A written shop estimate is not required but helps you ask for the right amount. If you are adding a rental unit or overtime to cover the gap, list those costs too so the request reflects the full picture of the breakdown, not just the parts and labor.

Start the application

The application takes about 5 minutes. Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses. Your offer shows the full repayment amount and the payment schedule before you accept, so you know exactly what the repair costs to finance.

Frequently Asked Questions

Can I include a rental truck in the request?

Yes. Many operators include short-term rental costs so routes keep running while the repair is done.

Do I have to use a specific repair shop?

No. You choose the shop or dealer that does the work.

Is this only for trucks?

No. Forklifts, dock equipment, reefer units, conveyors and other warehouse equipment are all common repair needs.

What if my credit took a hit last year?

FICO 500+ is considered, and your recent deposits carry weight. Our page on bad credit options for freight explains more.

Do you fund long-haul carriers?

We focus on regional and local carriers and logistics services, and we do not promise funding for long-haul trucking.

How quickly can I pay the shop?

Funding can arrive in as little as 24 hours for qualified businesses once the review is done.

Engine rebuild $28,000.00
Reefer repair $11,500.00
Forklift fix $7,800.00
Rental coverage $9,000.00

Example uses for illustration only.

How to improve your chances

A few things make a repair request easier to approve and size.

  • Get a written estimate from your shop
  • Price a short-term rental to cover routes
  • Keep all revenue in one business account
  • List current equipment loans and payments

Repair funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Application time
About 5 minutes
Days to weeks
Documents
About 3 months of statements
Tax returns, statements
Credit
FICO 500+ considered
Often strong credit only
Timing
As little as 24 hours if qualified
Slow for urgent repairs
Uses
Repairs, rentals, downtime
Often new assets only

Get your equipment working again

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall