Flood, HVAC failure, or a deposit hold? Apply in 5 minutes with a soft credit pull. Funding in as little as 24 hours for qualified businesses.
Get Help NowFitness Emergency Funding
Fixed costs keep running when something breaks. We help fitness owners cover repairs, rent, and payroll quickly, with the full cost spelled out before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Your deposits and current obligations carry real weight.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A pipe bursts over the weekend and the rubber flooring is soaked. The air conditioning dies in July. A payment processor holds your deposits for a review. Your landlord sends a bill for a repair you did not expect. Fitness businesses run on tight margins and fixed costs, so even a short disruption can put pressure on rent and payroll.
Emergency funding is about speed and certainty: knowing quickly what you can get, what it will cost in total, and when the money can land.
The worst outcome in a gym emergency is usually not the repair bill itself. It is the closed doors, the canceled classes, and the members who try somewhere else while you wait. Getting cash in place quickly helps you reopen, keep coaches on the schedule, and show your community that the gym is back in business.
| Situation | Where the money goes |
|---|---|
| Water damage | Flooring, drywall, cleanup |
| HVAC failure | Repair or replacement to keep the gym open |
| Deposit hold | Rent and payroll while funds are released |
| Sudden closure | Fixed costs during a forced shutdown |
For equipment that cannot be repaired, see equipment repair funding or equipment financing for fitness.
For a single urgent hit, working capital is usually the cleanest choice. Gyms with strong card and membership deposits can also consider a merchant cash advance for fitness, repaid from future receivables. Compare the two in line of credit vs. merchant cash advance for fitness.
About three months of business bank statements. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply. The amount, from $25,000 to $5,000,000, depends on your deposits and existing obligations. Decisions move fast and qualified businesses can be funded in as little as 24 hours. Your offer shows the full repayment amount and the repayment schedule before you accept.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Yes. We look at about three months of deposit history and existing obligations to understand the full picture.
Insurance claims can take time to pay. Some owners use working capital to cover the gap so they can reopen sooner.
Yes. Working capital can cover rent, payroll, repairs, and other operating costs.
We start with a soft credit pull, so checking your options does not affect your score.
Example uses for illustration only.
Being ready for the next surprise makes funding simpler.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding