Merchant Fund Express
(305) 384-8391Apply

Emergency Funding for Gas Stations

Pump down, cooler failed, or fuel bill due early? Get a fast decision on $25,000 to $5,000,000 and keep the station open.

Get Help Now

Gas Station Emergency Funding

Fix the problem before customers drive past

Every hour a pump is down sends traffic to the next corner. We help station owners cover urgent repairs and shortfalls quickly.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Built for the bad-day moments

Fast and light on documents

A 5-minute application with about three months of statements. Funding in as little as 24 hours for qualified businesses.

Room for credit bumps

FICO 500+ is considered, with your deposits weighed alongside your score.

The full cost in writing

Your offer shows the full repayment amount before you accept. No surprise costs after you sign.

Payments you can see coming

The repayment schedule is set out in your offer, so you can plan it around fuel orders.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Stations do not get to close for a bad week

A dispenser board fails on a Friday. A walk-in cooler dies in July. A storm knocks out the canopy lights or the POS goes down and you are taking cash only. Or a fuel price swing leaves you short when the next load is due. Emergencies at a fuel site cost money twice: once for the fix and again for every hour customers drive past to the competitor across the street. Emergency funding for gas stations is about closing that gap quickly.

What owners use it for

Moving fast without making it worse

Speed matters, but so does the size of the request. Borrowing far more than the repair because money is available makes the next few months harder. Get a quote, add a cushion for related costs, and ask for that. Every offer shows the full repayment amount and the schedule before you accept, so you can check that payments fit around your fuel orders. Decisions move fast and funding can arrive in as little as 24 hours for qualified businesses.

Picking the right tool

For a single repair or shortfall, working capital or a merchant cash advance for gas stations can move quickly. If the equipment is beyond repair, equipment financing may suit the replacement. Owners who want a standing cushion for the next surprise often look at a business line of credit.

Apply in minutes

The application takes about 5 minutes and starts with a soft credit pull. Have about three months of business bank statements ready. No tax returns are needed, FICO 500+ is considered, and sole proprietors can apply.

Frequently Asked Questions

How fast is emergency funding?

Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Having your bank statements ready helps.

Can I get funding while my insurance claim is pending?

Yes. Many owners use funding to make repairs now rather than wait on a claim. The review looks at your deposits and existing obligations.

What if my credit took a hit recently?

FICO 500+ is considered. Funders weigh your credit alongside your recent deposit history.

Do I need tax returns?

No. We ask for about three months of business bank statements and a short application.

Should I borrow extra just in case?

Usually not. Size the request to the repair plus related costs, and look at a line of credit if you want an ongoing cushion.

Can I use emergency funding to cover fuel when prices jump?

Yes. When a price swing leaves the account short ahead of a delivery, owners use funding to pay for the load and keep the pumps open. Check that the repayment schedule in your offer fits around your regular fuel orders so the next load is not squeezed.

Dispenser repair $28,000.00
Cooler compressor $19,000.00
Fuel load $45,000.00
Storm repairs $36,000.00

Example uses for illustration only.

How to improve your chances

A little preparation now makes the next emergency easier to handle.

  • Keep three months of statements easy to download
  • Get written repair quotes before you apply
  • Track which equipment is nearing end of life
  • Ask about a line of credit before you need it

Emergency funding vs. a bank loan

Merchant Fund Express
Traditional bank loans
Decision pace
Fast decisions
Committee review
Funding
As little as 24 hours if qualified
Often weeks
Documents
About 3 months of statements
Tax returns, financials
Credit
FICO 500+ considered
Strong credit expected
Starting credit check
Soft pull
Hard pull typical

Get your station back to normal

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall