Cover payroll, inventory and the gap between invoices. Apply in about 5 minutes with a soft credit pull to start.
Apply NowWorking Capital, Wisconsin
We look at about three months of bank statements instead of tax returns, and your offer shows the full repayment amount up front.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply plus three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Your deposit history counts for a lot.
The total repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is spelled out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Wisconsin runs on businesses that buy first and get paid later. A machine shop in the Fox Valley buys steel before a job ships. A cheese plant supplier waits on net-30 terms. A Madison contractor fronts materials and labor for weeks. Working capital fills the gap between paying out and getting paid, so you can keep taking work.
The application takes about 5 minutes, with a soft credit pull to start. We review about three months of business bank statements; no tax returns required. We consider FICO 500 and up, and sole proprietors can apply. Requests run from $25,000 to $5,000,000, and the amount depends mainly on your deposits and existing obligations.
Your offer lays out the full repayment amount and the schedule before you accept. Qualified businesses can be funded in as little as 24 hours. Start here.
Ask for what solves the problem, not the biggest number you can get. A useful exercise: list the specific costs you need to cover over the next couple of months, such as payroll during a slow invoice cycle or a materials order for a new contract. Then check the payment schedule in your offer against your leanest month. For illustration, a Green Bay distributor waiting on two large customer payments might request just enough to bridge payroll and one supplier order, rather than a round number. Smaller, targeted requests are easier to carry and easier to review.
If you want to draw funds only as needs come up, a business line of credit may suit you. If the need is a specific machine or vehicle, see equipment financing in Wisconsin. Owners rebuilding their credit can read our bad credit business loans page.
Requests range from $25,000 to $5,000,000. The amount depends mainly on your deposits and the obligations you already carry.
It helps. Knowing the use, such as payroll or inventory, lets us match the product and schedule to your situation.
Yes. Seasonal patterns are common in Wisconsin. Let us know what to expect so we review your statements in context.
We consider FICO 500+. Deposits and existing obligations are weighed alongside the score.
Qualified businesses can be funded in as little as 24 hours once the offer is accepted and paperwork is complete.
Working capital offers are based mainly on your deposits and existing obligations. Your offer spells out the terms before you accept.
Example uses for illustration only.
Small moves that make a working capital request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding