Get ahead of rafting season, ski weekends or a slow winter with an advance based on your deposits. 5-minute application, no tax returns.
Get My OfferMerchant Cash Advance, West Virginia
From Charleston storefronts to New River Gorge outfitters, we size advances to the deposits already moving through your account.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. We put real weight on deposit consistency and current obligations.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How and when remittances are collected is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Running a business in West Virginia means working with the calendar. Outfitters near the New River Gorge get busy when rafting and hiking season opens. Ski-area restaurants and lodges around the Allegheny highlands live on winter weekends. Service companies that support energy work rise and fall with activity in the gas fields. Shops in Morgantown follow the university calendar. A merchant cash advance can help when cash needs and revenue do not line up neatly.
A merchant cash advance gives you a lump sum now in exchange for a portion of your future receivables. Because it is based on your revenue, our review focuses on what flows through your business account rather than on collateral or tax returns.
For illustration: a Fayette County outfitter buys new rafts, paddles and safety gear in early spring, then repays from the busy season that follows. A Charleston restaurant replaces a failed hood system without draining its operating account. A Huntington auto parts store stocks up before winter. A Wheeling contractor covers materials on a job while waiting for the first progress payment.
Each case has the same shape: a near-term cost with revenue expected behind it.
Your offer lists the amount you receive, the full repayment amount, and how remittances are collected. Review all of it before you accept. There are no surprise costs after you sign. If something is unclear, ask first.
If you need flexible access over time instead of a lump sum, compare a business line of credit in West Virginia. For general operating needs with a set schedule, see working capital in West Virginia.
Sole proprietors, LLCs and corporations can all apply. Upload your statements, review your offer, and once you sign, qualified businesses can be funded in as little as 24 hours. Start your application.
An MCA is a purchase of a portion of your future receivables rather than a traditional loan. Your offer explains exactly how remittances work and what the full repayment amount is.
Yes, seasonal businesses can apply. We look at your deposit pattern across the statement period, and timing your request around your busy season can help.
FICO 500+ is considered. Deposits and existing obligations weigh heavily in the review.
No. About three months of business bank statements and the online application are what we need to start.
Advances start at $25,000. The amount depends mainly on your deposit volume and what you already owe.
Example uses for illustration only.
A few simple steps make your deposit history easier to evaluate.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding