Draw funds when a NYC repair, rush order or price jump hits. Soft pull to start, FICO 500+ considered, no tax returns.
Open My LineLine of Credit | New York, NY
Burst pipes, vendor price hikes and big last-minute orders are part of business in New York. A line of credit keeps funds within reach.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft pull starts things and deposits matter.
Your offer shows the full repayment amount before you accept. No surprise costs after signing.
The repayment schedule is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some costs you can plan. Others show up when a sprinkler pipe bursts in your Chelsea storefront, a key vendor raises prices overnight, or a big catering order comes in that needs product bought today. A business line of credit gives your New York business funds to draw on as those moments happen, rather than applying from scratch each time.
A line of credit tends to fit owners who:
If you know the exact amount and purpose, working capital or a merchant cash advance may be simpler.
The application takes about 5 minutes. We start with a soft credit pull and ask for about three months of business bank statements. No tax returns are required, and FICO scores from 500 are considered. Sole proprietors can apply.
Funding ranges from $25,000 to $5,000,000 for established businesses with steady deposits. The size of your line depends mainly on deposits and existing obligations.
Treat your line as a tool for short-term needs. Draw for a specific purpose, let your deposits catch up, and keep the repayment schedule in your offer in view before each draw. Owners who lean on a line for routine payroll every month often find it tighter than planned. For a Brooklyn retailer, a smart use might be buying holiday inventory in October and letting December sales carry the repayment. For a contractor in the Bronx, it could be materials for a job that pays on completion. In both cases the draw has a clear start, a clear purpose and an expected source of repayment.
Keep a simple record of each draw and its purpose so you can see what the line is actually doing for you.
Your offer spells out the full repayment amount and the repayment schedule before you accept, and no surprise costs show up after you sign. Qualified businesses can be funded in as little as 24 hours. More background is on our business line of credit page. When you are ready, apply now.
A line gives you funds to draw on as needs come up, instead of receiving one amount at the start.
About three months of business bank statements and a 5-minute application. No tax returns.
We start with a soft credit pull. FICO scores from 500 are considered.
Funding ranges from $25,000 to $5,000,000. Your line size depends mainly on deposits and existing obligations.
Qualified businesses can be funded in as little as 24 hours.
Yes. Sole proprietors can apply. We review the deposits in your business account.
Example uses for illustration only.
A few steps help set up a line of credit smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding