Merchant Fund Express
(305) 384-8391Apply

Equipment Financing for Security Services Firms

Finance patrol vehicles, camera systems, radios, and monitoring gear without draining payroll cash. Soft pull to start and no tax returns required.

Finance My Gear

Equipment Financing

Get the vehicles and systems your contracts require

New contracts often come with equipment demands. Spread the cost of patrol cars, cameras, and monitoring hardware so your operating cash stays focused on your officers.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Equipment funding that keeps payroll safe

Quick review, minimal documents

A 5-minute application plus about three months of statements. Qualified firms can be funded in as little as 24 hours.

Credit flexibility

FICO 500 and up is considered. Your deposit history matters as much as your score.

No surprises in the cost

The full repayment amount is shown in your offer before you accept. Nothing new appears after you sign.

A payment plan you can map

Your repayment schedule is set out in the offer, so you can plan it against contract income.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

The gear behind a security company

Clients see officers. Behind them sits a surprising amount of equipment: patrol vehicles with light bars, radios and repeaters, guard tour systems, body cameras, and for alarm and integration firms, the cameras, recorders, access control hardware, and test equipment that every install depends on. Monitoring operations add workstations, servers, and backup power.

Equipment financing lets you spread the cost of that gear instead of paying it all from operating cash. That keeps money free for payroll, which is usually the expense that cannot wait.

What security businesses typically finance

Type of firmCommon equipment
Guard servicesRadios, guard tour systems, body cameras, uniforms in bulk
Mobile patrolPatrol vehicles, light bars, vehicle cameras, GPS units
Alarm and video integratorsInstall vans, lifts, testing tools, stock of cameras and panels
Monitoring centersWorkstations, servers, generators, backup power systems

How the process works

Start with the 5-minute application. We begin with a soft credit pull and review about three months of business bank statements. No tax returns are required. It helps to have a quote or invoice for the equipment you want, since it makes the request concrete.

Your offer lays out the full repayment amount and the repayment schedule before you accept. Qualified businesses can be funded in as little as 24 hours, so a vehicle or system you need for a new contract does not have to sit on the dealer's lot for weeks.

Matching the purchase to the contract

The strongest equipment requests tie directly to revenue. If a new client contract requires two additional patrol cars and a camera trailer, the case is easy to explain and the repayment has a clear source. If you are replacing worn gear, think about how much downtime is costing you now. Our equipment repair funding page covers what to do when fixing is smarter than replacing.

Who this is for

We work with established security companies with steady deposits, from single-owner patrol operations run as sole proprietorships to multi-branch guard firms. FICO scores from 500 up are considered, and funding runs from $25,000 to $5,000,000. If you are equipping a new branch or territory, see our security services expansion funding page as well.

Frequently Asked Questions

Can I finance used patrol vehicles?

Used vehicles are a common request. Share the quote or listing with your application so we can see exactly what you are buying.

Do I need a quote before applying?

It is not strictly required, but having one makes your request specific and helps the offer match the purchase.

Can alarm installers finance inventory like cameras and panels?

Many integrators finance install vans and tools. For stock you install and resell, our inventory funding or working capital options may fit better.

What paperwork is needed?

About three months of business bank statements and a 5-minute application. No tax returns are required.

How soon can I get the equipment?

Decisions move fast, and qualified businesses can be funded in as little as 24 hours after accepting an offer.

Patrol vehicle $42,000.00
Camera trailer $31,000.00
Monitoring station $75,000.00
Radio system $27,000.00

Example uses for illustration only.

How to improve your chances

Preparing a few items can make an equipment request smoother.

  • Get a written quote or invoice for the equipment
  • Show which contract or client the gear will serve
  • Keep business deposits in one account
  • List your current equipment and vehicle payments

Our equipment financing vs a typical bank

Merchant Fund Express
Traditional bank loans
Time to funds
As little as 24 hours if qualified
Several weeks is common
Documents
About 3 months of bank statements
Tax returns and financials
Credit
FICO 500+ considered
Stronger credit usually needed
Application
About 5 minutes
Lengthy paperwork
Initial check
Soft pull
Hard pull is typical

Equip your team for the next contract

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall