FICO 500+ considered. We look at your wash sales and deposits, not just a score. Soft credit pull to start.
See My OptionsCar Wash Funding, Bad Credit
Your wash's deposits say more about today than an old credit event. We weigh steady sales alongside your score.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. No tax returns required.
We weigh your deposits and obligations alongside your score. Sole proprietors can apply.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so there is no guesswork.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Plenty of car wash owners have credit that took a hit for reasons that had nothing to do with how the wash performs. Maybe a construction delay on a new site, a medical bill, or a tough winter a few years back. Banks often stop at the score. We look further.
FICO 500+ is considered. Alongside your score, we review about three months of business bank statements to see what your wash actually brings in day to day. Steady deposits from wash sales and memberships carry real weight.
Every funder looks at credit a little differently, but the common factors are similar:
No single factor decides the outcome. That is why our car wash qualification guide walks through the full picture.
With lower credit, products that lean on your sales history are often the most practical. A merchant cash advance for car washes is based on future card sales. Revenue-based financing ties repayment to your revenue. Equipment financing can work for specific machines. Funding ranges from $25,000 to $5,000,000, depending mainly on deposits and existing obligations.
Context helps. If a late payment or collection traces back to a specific event, such as a site closure during road construction or a costly equipment failure, a short explanation gives a funder a clearer picture than the report alone. What matters most is how the wash is performing now and whether deposits show the business can handle new payments.
We begin with a soft credit pull, so checking your options does not lower your score. The application takes about five minutes, no tax returns are required, and sole proprietors can apply. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Every offer shows the full repayment amount before you accept, so you can decide with clear numbers. Start your application.
FICO 500+ is considered. Your score is weighed alongside your deposit history and existing obligations, not on its own.
No. We start with a soft credit pull, which does not affect your credit score.
You can apply. Funders weigh how recent the event was and how the business is performing now. We review each file on its own facts.
Keeping wash sales in one business account, avoiding overdrafts and having complete statements ready all help the review.
No tax returns are required. We work from about three months of business bank statements.
Yes. Sole proprietors can apply.
Example uses for illustration only.
Even with lower credit, a few habits make your file stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding