Merchant Fund Express
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Equipment Repair Funding for Daycare

HVAC, kitchen appliances, play structures and vans. Get funding from $25,000 to fix what broke and keep classrooms open.

Start Repairs

Daycare Equipment Repair

Keep classrooms safe, comfortable and open

Parents and licensing inspectors notice when equipment fails. Fast repair funding helps you fix the problem before it grows.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding that respects your schedule

Fast, with little paperwork

Apply in 5 minutes with three months of statements. Qualified centers can be funded in as little as 24 hours.

Credit flexibility

FICO 500+ considered. A soft pull starts things off.

Total cost up front

Every offer shows the full repayment amount before you accept. No surprise costs after you sign.

Predictable payments

The repayment schedule is set out in your offer so you can budget for it.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Broken equipment in a childcare center is a safety issue

In most businesses, a broken appliance is an inconvenience. In a daycare, it can be a licensing problem. A failed HVAC unit makes classrooms too hot or too cold for infants. A commercial dishwasher or refrigerator that stops working disrupts meal programs. A damaged playground structure has to be closed off. A van with a bad transmission means kids cannot be picked up from school.

Equipment repair funding for daycare helps you get repairs done quickly so classrooms stay open and parents stay confident.

Repairs centers commonly fund

Fixing versus replacing

If a repair costs nearly as much as new equipment, replacement may be smarter. Equipment financing for daycare is built for buying equipment. For a repair bill, working capital or a merchant cash advance are common choices. A line of credit works as standing backup for the next breakdown. Your offer shows the full repayment amount and schedule before you accept.

For illustration: an HVAC failure in July

For illustration only: a center whose rooftop unit fails mid-summer might request $30,000 to cover the replacement compressor, ductwork and labor so infant and toddler rooms stay within comfortable temperatures. The amount any center receives depends mainly on deposits and existing obligations.

The application takes about 5 minutes and starts with a soft credit pull. Send about three months of business bank statements; no tax returns are required. FICO 500+ is considered, and qualified businesses can be funded in as little as 24 hours. Apply now.

Staying ahead of the next breakdown

Licensing visits and parent tours both go better when equipment is in good shape. Keep a simple log of service dates for HVAC, kitchen appliances and vehicles. Schedule inspections of playground surfaces and structures on a regular cycle. When a unit is aging and repairs keep coming, it may be time to plan a replacement on your terms rather than in a crisis. A line of credit can serve as a standing reserve, so you are not starting from scratch each time something breaks.

Ask your repair contractors about service agreements, since scheduled maintenance often catches small problems before they shut down a room.

Frequently Asked Questions

Can I fund repairs to a daycare transport van?

Yes. Funds go to your business account, and you can use them to repair vehicles used in your childcare operation.

Is equipment financing or working capital better for repairs?

Working capital usually fits a repair bill. Equipment financing tends to fit when you are buying new or replacement equipment.

Do I need a contractor's quote?

Not to apply, but a quote helps you request the right amount.

How fast can repair funding arrive?

Qualified businesses can be funded in as little as 24 hours after approval and signed paperwork.

Can I apply if I run a home daycare?

Yes. Sole proprietors can apply.

HVAC repair $14,000.00
Kitchen fridge $6,000.00
Playground surface $22,000.00
Van transmission $7,500.00

Example uses for illustration only.

How to improve your chances

These steps help when you need repair funding.

  • Get written repair estimates
  • Keep a maintenance log for key equipment
  • Have three months of statements ready
  • Request an amount that covers the full fix

Repair funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Speed to decision
Fast
Slow underwriting
Documents
About 3 months of statements
Full financial package
Credit
FICO 500+ considered
Strong credit required
Funding
As little as 24 hours if qualified
Weeks
Cost visibility
Total repayment shown in offer
Depends on product

Get your center back to normal

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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