Merchant Fund Express
(305) 384-8391Apply

Equipment Repair Funding for Dental Practices

Fix the compressor, autoclave, chair or imaging unit and get back to seeing patients. $25,000 to $5M, soft credit pull to start.

Fund My Repair

Dental Equipment Repair

Get every operatory producing again

A broken chair or sterilizer costs you appointments every day it sits. We fund the repair based on your practice's recent deposits.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Repair funding that keeps chairs open

Quick, light paperwork

A 5-minute application and about three months of bank statements. Funding in as little as 24 hours if qualified.

Credit is weighed in context

FICO 500+ is considered, alongside the steady deposits your practice produces.

Clear total before you sign

The full repayment amount is in your offer before you accept. No surprise costs after you sign.

Know your schedule

Your repayment schedule is laid out in the offer, so the fix does not bring surprises later.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

A down operatory is lost production

When a delivery unit stops working, that chair stops producing. When the compressor or vacuum fails, the whole office can stop. Sterilizers, panoramic and CBCT units, and handpiece systems are expensive to fix, and service techs often want payment for parts before they order them. Equipment repair funding for dental practices gets the fix paid for quickly so patients are not rescheduled for a week.

Repairs we commonly fund

Repair now or replace?

Sometimes a repair quote comes close to the cost of new equipment. In that case it may make sense to replace it and spread the cost with equipment financing for dental practices, which ties the financing to the asset. For a repair, a lump sum of working capital usually fits better because there is no new asset to finance. We can show you both and let you decide.

Getting funds to the service tech

Start with the 5-minute application. We run a soft credit pull to begin, ask for about three months of business bank statements, and do not require tax returns. FICO 500+ is considered, and solo dentists running as sole proprietors can apply. Qualified practices can be funded in as little as 24 hours. If the repair is part of a bigger emergency, see our emergency funding for dental practices page.

Sizing the request

Get a written quote that covers parts, labor and any rush shipping. Add a small buffer for the surprises techs find once panels come off. Your offer will show the full repayment amount and schedule before you accept, so weigh it against the production you recover once the chair is running again.

Frequently Asked Questions

Can I fund a repair under $25,000?

Our funding starts at $25,000. If the repair is smaller, it may make sense to bundle it with other near-term needs or use operating cash.

Do I need the repair invoice to apply?

A quote helps you size the request, but the review centers on your bank deposits and existing obligations.

What if the repair is covered by a warranty later?

If a reimbursement is likely, factor that in and request only what you need to get the equipment running now.

Is equipment financing better for replacing a unit?

Often yes for new equipment, because the financing is tied to the asset. For repairs, working capital is usually simpler.

Will applying affect my credit score?

We begin with a soft credit pull, which does not affect your score.

Can I bundle several repairs together?

Yes. If the compressor is failing and a chair also needs work, it can make sense to request one amount that covers both. Bundling also helps when a single repair falls below our $25,000 starting point. Just make sure the total stays tied to real quotes, and confirm the repayment schedule in your offer fits your monthly deposits.

Compressor $26,000.00
Autoclave repair $15,500.00
CBCT service $42,000.00
Chair and delivery $19,000.00

Example uses for illustration only.

How to improve your chances

These steps help you move fast when equipment fails.

  • Keep current service contracts and vendor contacts on file
  • Ask for a written quote with parts and labor split out
  • Compare repair cost against replacing the unit
  • Have recent bank statements ready to upload

Repair funding vs. a traditional bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Weeks of review
Paperwork
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Higher score cutoffs
Initial check
Soft pull
Hard pull common
Use of funds
Repairs, parts and labor
Often asset purchases only

Get the repair done this week

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall