Keep clerks and shift leads paid when fuel loads, vendor bills and slow weeks collide. Five-minute application with three months of statements.
Cover Store PayrollConvenience Store Payroll
C-store cash goes out as fast as it comes in. We fund working capital based on your daily deposits so payroll stays steady through fuel cycles and slow weeks.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with a soft pull to start. Steady daily deposits count for a lot.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is spelled out in the offer, so you can plan around fuel deliveries.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A convenience store takes in money every hour it is open, so it can seem odd that payroll would ever be a problem. But the cash goes out just as fast. Fuel loads, beer and tobacco deliveries, lottery settlements and vendor invoices all compete with the same register deposits. Margins on many items are thin, and one heavy fuel delivery or a slow weather week can leave the account short on payday.
Because c-stores deposit daily, we can see cash flow clearly in about three months of business bank statements. We offer working capital for convenience stores, and many store owners also look at a merchant cash advance, which fits businesses with steady card sales. If payroll gaps come up a few times a year, a business line of credit lets you draw only when needed.
Funding runs from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
The application takes about five minutes. We start with a soft credit pull, consider FICO 500+, and require no tax returns. Single-store owners and sole proprietors can apply, as can operators with several locations. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Your offer shows the full repayment amount and the repayment schedule before you accept. Check it against your slowest month of deposits and your fuel delivery cycle. The goal is to steady payroll, not to swap one squeeze for another. See our convenience store cash flow guide for ways to keep payroll covered long term.
Can I also cover a cooler or POS repair with the same funds? Yes. Working capital is flexible, so store owners often cover payroll and an urgent equipment repair at the same time.
Yes. Working capital can cover wages, payroll taxes and related costs, and you can use part of it for inventory if needed.
Multi-location owners can apply. We look at business deposits across the accounts you share with us.
We review the deposits in your business bank statements. Talk through how your fuel and lottery money flows when you apply.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
We consider FICO scores from 500 and start with a soft credit pull.
No tax returns are required. About three months of business bank statements is the main document.
Example uses for illustration only.
These habits keep convenience store payroll on solid ground.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding