Pay hygienists, assistants and front desk staff on time while insurance claims catch up. $25,000 to $5M with a soft credit pull to start.
Cover My PayrollDental Payroll Funding
Insurance carriers pay on their schedule, and your staff gets paid on yours. We fund the gap based on the deposits your practice already brings in.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified practices.
FICO 500+ is considered, and consistent insurance and patient deposits weigh heavily.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
Your repayment schedule is spelled out in the offer so you can plan it around collection cycles.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A dental office can be booked solid and still feel tight on payday. Much of what you produce is billed to insurance carriers, and those reimbursements arrive on their own timeline, sometimes after resubmissions or denials. Meanwhile hygienists, assistants and front office staff get paid every week or two without exception. Payroll funding for dental practices covers that mismatch so a slow claims cycle never becomes a missed paycheck.
If you need to cover a specific shortfall, working capital for dental practices delivers a lump sum. If the gap recurs every few weeks as claims cycle, a business line of credit lets you draw for payroll and repay as reimbursements land. We will show you both when it makes sense.
We focus on your deposits: insurance payments, patient payments and card processing that run through your business account. We ask for about three months of statements, start with a soft credit pull, and do not require tax returns. FICO 500+ is considered. The application takes about 5 minutes, and qualified practices can be funded in as little as 24 hours.
Payroll funding works best as a bridge, not a habit. If the gap shows up every month, look at the cause too: claim scrubbing, verification at check-in, or collecting patient portions at the visit. Your offer will show the full repayment amount and schedule before you accept, so you can confirm the payment fits once collections catch up.
Yes. Payroll is one of the most common uses, and you can also apply the funds to payroll taxes and benefits tied to it.
Insurance payments deposited into your business account appear on your statements and are part of what we review.
Qualified practices can be funded in as little as 24 hours. Applying a few days before payday gives you the most room.
No tax returns are required. About three months of business bank statements is the core of what we ask for.
Yes. Sole proprietors can apply as long as practice deposits run through a business account we can review.
Funding can carry payroll while you fix it, but the fix still matters. Review denial reasons by carrier, tighten eligibility checks at check-in, and resubmit clean claims quickly. Once reimbursements flow normally, the repayment schedule in your offer should be easier to carry alongside regular payroll, and you may not need to draw again next quarter.
Example uses for illustration only.
Tightening collections makes payroll funding easier to use and repay.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding