Keep coaches and staff paid when membership revenue dips. A 5-minute application and funding in as little as 24 hours for qualified businesses.
Cover PayrollFitness Payroll Funding
Trainers and instructors show up whether or not dues came in strong. We help fitness owners bridge the gap between membership drafts and payday.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of bank statements. Funding in as little as 24 hours if you qualify.
FICO 500+ is considered. We focus on your deposits and current obligations.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is spelled out in the offer, so you can plan payroll around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Gyms and studios have an odd cash pattern. Membership drafts land on a schedule, but coaches, instructors, and front-desk staff get paid every period no matter how many people froze their memberships or canceled after the new-year rush. When dues dip or a chargeback wave hits, payroll is usually the first thing that feels tight.
Our payroll funding gives fitness owners a cushion so the team gets paid on time while revenue catches up.
Ready? Start the application.
If payroll gaps come up once in a while, a lump of working capital for fitness is often the simplest fit. If they recur, for example every summer, a business line of credit lets you draw only what you need. Studios with steady card and membership deposits sometimes prefer revenue-based financing, where repayment tracks revenue.
We look at consistent deposits and existing obligations rather than just a credit score. FICO 500+ is considered, and sole proprietors, such as independent trainers who run a small private studio, can apply. Funding ranges from $25,000 to $5,000,000 depending on what your deposits support. Not sure where you stand? Read how fitness businesses qualify.
For illustration: a two-location studio pays coaches and desk staff every two weeks. In a typical spring, membership drafts and class-pack sales cover payroll with a little left over. Then a wave of summer freezes trims monthly dues, and a broken rowing machine needs replacing at the same time. Rather than delaying paychecks or cutting class times, the owner uses working capital to cover two payroll cycles and the repair, then repays on the schedule laid out in the offer as attendance picks back up in the fall.
The point is not the exact numbers. It is having a plan for payroll that does not depend on every month looking like January.
You can use working capital for payroll and other operating costs like rent or utilities. Most fitness owners use it to keep the team paid through a soft stretch.
Not automatically. We look at your overall deposit pattern and existing obligations to see what amount makes sense.
A short application and about three months of business bank statements. No tax returns are required.
We start with a soft credit pull, which does not affect your score.
Yes. Sole proprietors can apply, and we size the offer to your business deposits.
Example uses for illustration only.
These steps make payroll funding easier to line up next time.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding