Buy wire, panels and fixtures ahead of the job. Funding from $25,000, decisions that move fast, and funds in as little as 24 hours for qualified businesses.
Check My OptionsElectrical Contractor Inventory
Material costs hit before the invoice goes out. We help electrical shops carry the stock they need and repay from the work it makes possible.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns, so you can order while stock is on the shelf.
FICO from 500 is considered. Your deposit history carries real weight in the review.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The payment schedule is laid out in the offer, so you can match it to your billing cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Copper wire, breakers, panels, conduit, fittings and lighting fixtures all have to be on the truck before an electrician can bill a single hour. On a service upgrade or a tenant fit-out, the material bill can land weeks before the customer pays. Supply houses also move prices and lead times around, so buying in volume when stock is available often saves more than it costs.
We built inventory funding for electrical contractors around that gap. You buy the material when it makes sense, and repayment comes out of the deposits the finished work produces.
For a one-time bulk buy, working capital for electrical contractors gives you a lump sum you can put to work right away. If you restock in waves through the year, a business line of credit lets you draw for each order. Shops with card or ACH deposits that rise and fall with the job schedule sometimes prefer revenue-based financing, where payments follow revenue.
For illustration: a four-truck residential and light commercial shop learns its main distributor is raising wire prices next month and that a run of commercial panels is finally back in stock. Buying three months of wire and the panels for two upcoming jobs now would mean pulling most of the operating account down at once. Instead, the owner takes working capital sized to the purchase, keeps the operating account intact for payroll and fuel, and repays out of the deposits from the jobs that material supports. The point is not to stockpile everything. It is to buy the material you know you will use when buying it makes sense, and to keep enough cash on hand to run the shop in the meantime.
We review about three months of business bank statements. Deposit consistency matters more than a single big month. FICO scores from 500 are considered, no tax returns are required, and the first step is a soft credit pull. Sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours.
Ready to price it out? Start the 5-minute application.
Yes. Working capital is not tied to a single vendor, so you can split purchases across distributors for the best availability and pricing.
We fund from $25,000 to $5,000,000. The amount offered depends mainly on your deposits and any existing obligations showing on your statements.
No quotes are required to apply. Having a rough idea of what you plan to buy helps you choose an amount that matches the job pipeline.
We start with a soft credit pull, which does not affect your score.
Yes. Sole proprietors can apply as long as the business has steady deposits.
Example uses for illustration only.
A few habits make an inventory request stronger and the stock easier to carry.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding