Companies like Latino Financial
Companies similar to Latino Financial, compared from their public pages checked October 15, 2026, for owners who want one application and fast answers.
Latino Financial is a Spanish-language application that says it connects business owners with multiple financiers. Similar options fall into two groups: other one-application marketplaces, and merchant cash advance providers that fund small, young businesses. These are the ones we cover with dated, sourced pages.
One application, several financiers. Latino Financial says “Te conectamos con múltiples financistas”. VersaFi Capital describes itself as a financing marketplace rather than a lender. Merchant Fund Express matches one application with multiple funders. All three put one form in front of more than one possible offer.
A low entry bar. Latino Financial publishes 3+ months in business and $7,500+ monthly sales, starting at $5,000. Arbat Capital (arbat-capital.io, Hollywood, FL; not the securities firm at arbatcapital.com) also starts at $5,000, offers merchant cash advances only up to $100,000, and says decisions are about more than “your credit score”. Merchant Fund Express publishes a 500 credit minimum.
Language. Latino Financial’s funnel is in Spanish. Merchant Fund Express publishes Spanish pages. VersaFi and Arbat had no Spanish pages when we checked.
Transparency. Latino Financial does not publish a company name, address, rates or terms. VersaFi Capital LLC lists Brooklyn, NY; Arbat Capital LLC lists an office in Hollywood, FL; Merchant Fund Express lists Miami, Florida.
For Latino and ITIN owners, these guides cover the wider picture: funding options Latino entrepreneurs have, business funding with an ITIN, and in Spanish, opciones de financiamiento para emprendedores latinos and financiamiento con ITIN.
Illustrative example: a three-month-old salon depositing $8,000 a month that needs $10,000 fits the published ranges of Latino Financial and Arbat; a Merchant Fund Express application can return other offers to compare in total dollars.
| Latino Financial | VersaFi Capital | Arbat Capital | Merchant Fund Express | |
|---|---|---|---|---|
| Model | Spanish-language application; “múltiples financistas” | Self-described marketplace | Merchant cash advance provider | Marketplace, one application |
| Amounts | $5,000 to $500,000 | $10,000 to $5,000,000 | $5,000 to $100,000 | $25,000 to $5,000,000 (product ranges) |
| Credit minimum | Not published | Not published | Not published (“not your credit score”) | 500 |
| Time in business | 3+ months | Not published | Not published | Varies by funder and product |
| Spanish pages | Yes | No | No | Yes |
| Based in | Not published | Brooklyn, NY | Hollywood, FL | Miami, FL |
Sources: each company’s website, checked October 15, 2026. Merchant Fund Express is not affiliated with any company listed.
Match your time in business and monthly sales to each published range, then compare written offers on total payback, payment amount and frequency, term and the company named on the contract. If a provider does not publish its name or terms, ask for them before sending bank statements.
Good fit:
Compare first if:
Instead of applying to Latino Financial and each similar company separately, one Merchant Fund Express application is matched with multiple funders. Credit from 500, same-day decisions, funding typically the next business day.
Other one-application options and MCA providers, such as VersaFi Capital, Arbat Capital (arbat-capital.io) and Merchant Fund Express.
Merchant Fund Express publishes 500. Latino Financial, VersaFi and Arbat do not publish one.
Latino Financial and Merchant Fund Express. VersaFi and Arbat had none when checked October 15, 2026.
Latino Financial and Arbat Capital both publish a $5,000 starting amount.
Our ITIN funding guide covers the options for owners who file with an ITIN; whichever route you take, compare written offers.
Total payback, payment frequency, term and knowing which company is on the contract.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
