Companies like Credibly
Companies similar to Credibly, compared from their public pages in October 2026, for owners who want several product options and a low credit floor.
Credibly combines direct funding with a partner marketplace and publishes a 500+ credit floor. Similar companies include multi-product funders, revenue-based providers and marketplaces.
Rapid Finance is close in product breadth, listing lines of credit, business loans, MCAs, bridge loans, SBA, invoice factoring and asset-based loans, with 500+ reported for MCAs.
Fora Financial and National Funding are direct funders offering loans, lines and working capital, with reported or stated credit levels around 570 and 600 respectively.
One Park Financial and ZLUR Funding focus on revenue-based funding and MCAs with short history requirements, overlapping with Credibly’s working capital side.
Marketplaces such as Merchant Fund Express overlap with Credibly’s partner-marketplace side: one application reaches multiple funders.
Differences that matter: revenue floors (Credibly publishes $15,000 monthly), history requirements, amount caps and whether SBA or equipment options are available.
Where a figure is reported by a third party rather than published by the company, confirm it before relying on it.
Similar on credit floor: Merchant Fund Express and One Park Financial publish 500. Similar on breadth: Rapid Finance and National Funding.
Illustrative comparison for a Credibly shopper: a florist with $16,000 monthly revenue and a 510 score clears Credibly’s published 500+ and $15,000 floors by a thin margin. A slow month could drop deposits below $15,000, so the owner may want a second quote from a provider or marketplace whose criteria are less tied to that revenue line. Comparing two written offers on total payback is cheap insurance.
| Credibly | |
|---|---|
| How it works | Direct funder and partner marketplace |
| Minimum credit | 500+ |
| Time in business | 6+ months |
| Revenue | $15,000+ monthly revenue |
| Amounts | Up to $600,000 (lines of credit up to $300,000) |
| Speed | Approval as soon as 2 hours; funding as fast as 4 hours |
| Products | Working capital, MCA, line of credit, equipment, long-term loans, SBA (through partners) |
| States | Not published |
Sources: Credibly homepage, Trustpilot; checked October 2026. Credibly is a trademark of its owner; Merchant Fund Express is not affiliated.
Shortlist providers whose minimums fit your profile, request written offers for the same product type and compare total repayment, payment frequency and early-payoff terms. If you already carry an advance, ask each about structured second positions or buyouts.
Good fit:
Compare first if:
Instead of applying to Credibly and each similar company separately, one Merchant Fund Express application is matched with multiple funders. Credit from 500, same-day decisions, funding typically the next business day.
Rapid Finance, Fora Financial, National Funding, One Park Financial, ZLUR Funding and marketplaces like Merchant Fund Express.
One Park Financial and Merchant Fund Express publish 500; Rapid Finance is reported at 500+ for MCAs.
Rapid Finance lists invoice factoring.
Partly, since Credibly also operates a partner marketplace.
Total repayment and payment frequency on written offers.
One Park Financial and Merchant Fund Express.
Bluevine lists up to $250,000 and Rapid Finance up to $250,000.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
