ZLUR Funding requirements
ZLUR Funding’s published requirements, checked October 2026: three months of bank statements per its FAQ, with amounts from $2,000 to $950,000.
ZLUR’s FAQ references three months of statements. Credit and revenue minimums were not published on the pages we checked, so ask for them before applying.
| ZLUR Funding | |
|---|---|
| How it works | Says it has "arranged" over $350 million in funding |
| Minimum credit | Not published |
| Time in business | 3 months of statements (per FAQ) |
| Revenue | Not published |
| Amounts | $2,000 to $950,000 |
| Speed | Same day as approval, often |
| Products | Merchant cash advance |
| States | Not published |
Sources: ZLUR Funding homepage, ZLUR Funding FAQ; checked October 2026. ZLUR Funding is a trademark of its owner; Merchant Fund Express is not affiliated.
Three months of statements is a short documentation window, which can help newer businesses. Underwriters will look closely at those three months, so consistent deposits, a positive daily balance and few or no returned items matter more than usual.
With no published credit minimum, ask whether a soft pull is used first and how the score affects the amount and cost. Many merchant cash advance providers weigh deposits more heavily than credit, but practices vary.
The wide amount range means offers can fit small needs. A $5,000 request against $25,000 in monthly deposits is easier to approve and carry than a request near the top of the range for the same business.
Existing advances affect eligibility. List every current advance with its balance and payment, since recurring debits reduce how much additional payment your account can carry.
Have owner ID, business details and a voided check ready so the file can move to funding quickly after approval.
Illustrative self-check: ZLUR’s FAQ references three months of statements. A business that opened four months ago with steady deposits may meet that; one with irregular deposits should expect questions about gaps.
If you want published credit criteria, a line of credit, or a structured second position or buyout for an existing advance, compare other providers. A marketplace application reaches several funders with different criteria; Merchant Fund Express starts at a 500 credit score and offers buyouts on balances of $100,000 or less.
Good fit:
Compare first if:
Merchant Fund Express matches one application with multiple funders whose criteria differ from ZLUR Funding’s, so a file that misses one cutoff may fit another. Credit from 500, same-day decisions, funding typically the next business day.
Three months of bank statements per its FAQ; other minimums were not published.
Not published on the pages we checked.
It publishes $2,000 at the low end.
Yes, recurring debits affect how much can be funded.
Compare other funders; criteria differ.
Its FAQ references three months of statements.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
