Companies like Bluevine
Companies similar to Bluevine, compared from their public pages in October 2026, for owners shopping business lines of credit.
Bluevine is a line-of-credit-focused fintech lender. Similar companies include online lenders, multi-product funders with lines and marketplaces.
OnDeck is the closest peer: a 625 personal FICO minimum, one year in business and lines of credit from $6,000 to $200,000 alongside term loans.
Fundbox offers lines of credit and other products through platform partners; it did not publish requirements on its homepage when we checked.
Fora Financial lists lines from $5,000 to $100,000 with reported 570 credit; Credibly lists lines up to $300,000 with a 500+ floor.
Lendio and Merchant Fund Express are marketplaces where lines of credit are among the products available through multiple funders.
Key differences: line limits, credit floors, draw speed and draw fees.
Compare the dollar cost of a typical draw across providers.
Illustrative line comparison: two lines of $50,000 can cost very different amounts depending on draw fees and repayment term. If one charges a fee per draw and repays over six months while another repays over twelve, the weekly payment and total cost both change. Ask each provider for an example draw schedule.
For owners below Bluevine’s 625 floor, the useful alternatives are providers that publish a lower floor, such as Credibly at 500+, or a marketplace that can route the file to several funders.
For owners above it who want a bigger limit, compare Credibly’s lines up to $300,000 and OnDeck’s up to $200,000.
Draw speed comparison: Bluevine says a few hours by wire or next business day by ACH; OnDeck says same-day funding before 10:30 a.m. ET. If you rely on fast draws, ask each about cutoffs and fees.
Ask each provider about draw fees before opening a line.
| Bluevine | |
|---|---|
| How it works | Fintech lender (line of credit) |
| Minimum credit | 625+ personal FICO |
| Time in business | 12+ months |
| Revenue | $10,000 monthly ($120,000 annually) |
| Amounts | Lines up to $250,000 |
| Speed | Draws in a few hours by wire, or next business day by ACH |
| Products | Business line of credit, business checking |
| States | Not published |
Sources: Bluevine line of credit page, Trustpilot; checked October 2026. Bluevine is a trademark of its owner; Merchant Fund Express is not affiliated.
For lines of credit, compare the limit, draw fees, repayment per draw, maintenance fees and draw speed. For lump-sum alternatives, compare total repayment and payment frequency.
Good fit:
Compare first if:
Instead of applying to Bluevine and each similar company separately, one Merchant Fund Express application is matched with multiple funders. Credit from 500, same-day decisions, funding typically the next business day.
OnDeck, Fundbox, Fora Financial, Credibly, Lendio and Merchant Fund Express.
Credibly lists lines up to $300,000.
Credibly and Merchant Fund Express publish 500.
Lendio and Merchant Fund Express.
Draw fees, repayment per draw and limits.
Among published figures here, Credibly lists lines up to $300,000.
OnDeck describes same-day funding before 10:30 a.m. ET.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
