Clover feature · Home & field services
A practical walk-through of virtual terminal on Clover for handymen: what happens, who does what and what to set up first.
✓ Installed by our team and supported by phone. Rates and equipment are quoted to your business.
Merchant Fund Express configures this Clover capability with your devices, menu and team, so it is working from the first shift.
A virtual terminal is a secure screen in a browser where staff key in a card for phone or mail orders, with no card in hand.
For a handyman, the detail that matters is this: cards at the end of a job by handheld, with invoices for repeat clients.
the day's small jobs are sequenced by location.
the task list is agreed and priced.
the invoice is paid at the door.
materials receipts are matched to jobs.
A handyman that takes orders by phone is taking real sales; a secure screen keeps those payments off paper.
In a handyman, a virtual terminal gives a record of every keyed order if a charge is questioned.
Usually a solo operator or a very small crew; clean records are the main need.
We stage the system before it ships, install it with you in the room, and rehearse a real service so launch day is not the first time anyone uses it.
Skipping the billing zip and security code.
It matters more in a handyman because handymen take many small jobs in a day, each with its own invoice and often a customer who wants to pay by card right after.
Scope creep is the risk; write the scope on the quote and get it approved.
shows route efficiency.
shows margin.
shows loyalty.
Usually solo; one login with simple items.
A handyman sells hours and small trips, so the margin is in route density and scope control. Grouping jobs by area, quoting by task rather than by open-ended hour where possible and writing the task list on the invoice stop the "while you are here" additions from quietly becoming unpaid work.
As explained by Merchant Fund Express. Updated 2026.
Use the virtual terminal and never write the number down; keep order details for your records.
Card-not-present sales carry more fraud risk, so they are priced separately.
Reports and exports give your accountant a clean record of sales and tips.
Call (305) 384-8391. We help you troubleshoot, switch to a backup device or arrange a replacement, and we plan a backup connection when we set you up.
Our team installs on site, configures your items and trains your staff, then stays available by phone after launch.
Both can be set up as items: an hourly item for open-ended work and flat-rate items for common tasks, so a quote and an invoice use the same language.
Yes. Digital receipts can be sent by text or email.
Call Merchant Fund Express. We install it, train your staff and stay on the line after launch. Ask for a free rate review while you are at it.
