Keep finishers, laborers and pump operators paid while you wait on draws and retainage. Funding from $25,000, based mostly on your deposits.
Cover PayrollConcrete Payroll Funding
Concrete contractors carry labor costs weeks before GCs pay. We help bridge that timing gap without a stack of tax returns.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of bank statements. Funding in as little as 24 hours if qualified.
FICO scores from 500 are considered. Consistent GC payments in your deposits count for a lot.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer so you can match it to your draw calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A concrete crew is paid every Friday, rain or shine. The general contractor pays on a monthly draw, often after a pay application works its way through an owner, a lender and sometimes an inspector. Add retainage held back until the end of the job, and a contractor with plenty of work can still be short on payroll. Payroll funding for concrete businesses covers that gap so your finishers, form setters and pump operators keep showing up.
If the gap is a one-time crunch, working capital gives you a lump sum with a set schedule. If it happens every month between draws, a business line of credit lets you draw when payroll is due and repay as GCs pay. Some contractors prefer revenue-based financing, where repayment moves with deposits. Whatever you choose, your offer shows the full repayment amount and schedule before you accept.
Offers depend mainly on your deposits and existing obligations. For illustration: a contractor with a steady pattern of GC payments landing in one account will usually get a clearer read than one whose deposits are split across several banks. Your backlog matters for your own planning, but the decision leans on what has actually been deposited.
The application takes about 5 minutes. Send about three months of business bank statements; no tax returns are required. We begin with a soft credit pull, consider FICO scores from 500, and accept applications from sole proprietors. Qualified businesses can be funded in as little as 24 hours. Start here.
The funds can cover wages on any job you are running. You are still responsible for meeting the job's prevailing wage and reporting rules.
They help explain the gap, but the offer is driven mainly by your deposits and current obligations rather than money you are still owed.
Funders expect seasonal patterns from concrete contractors. They look at the full picture in your statements. Our slow-season funding page covers this in more detail.
FICO scores from 500 are considered. Credit is one factor; the steadiness of your deposits weighs heavily too. See how concrete contractors qualify.
Yes. Sole proprietors can apply, as long as the business has steady deposits in a business account.
Qualified businesses can be funded in as little as 24 hours, so applying early in the week gives you the most room before payday.
Example uses for illustration only.
These steps help your payroll request move faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding