Merchant Fund Express
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Revenue-Based Financing for Cleaning Companies

Funding sized from the deposits your cleaning contracts generate, with repayment tied to revenue. No tax returns required.

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Cleaning Revenue-Based Financing

Let recurring contracts do the talking

Monthly janitorial and commercial accounts create a steady revenue pattern. Revenue-based financing starts there instead of with collateral.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Financing that follows your revenue

Fast and paperwork-light

About three months of statements and a 5-minute application. Qualified businesses can be funded in as little as 24 hours.

More than a credit score

FICO 500+ is considered, and your deposit pattern is central to the review.

Total cost shown first

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Repayment laid out up front

Your offer spells out the repayment schedule before you commit, so you can plan crews and supplies around it.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Funding sized to what your contracts bring in

Revenue-based financing looks at your business revenue as the starting point. Instead of leaning mainly on collateral or years of tax filings, it is sized from the deposits flowing through your business account, with repayment tied to revenue. For a cleaning company with recurring contracts, that approach often fits how the business actually earns money.

Why it can suit cleaning companies

Cleaning revenue tends to be contract driven. Offices, medical suites, schools and property managers pay monthly or per visit. That creates a pattern a reviewer can read. Revenue-based financing works with that pattern rather than around it. It can help when:

What we review

About three months of business bank statements. We look at average deposits, how consistent they are, and what is already going out to other obligations. No tax returns are required. The application takes about 5 minutes with a soft credit pull to start, and FICO 500+ is considered. Sole proprietors can apply.

Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.

Comparing it with other options

A merchant cash advance is similar in spirit but tied to future receipts. Working capital is a straightforward lump sum. A line of credit lets you draw as needed. Whichever you choose, your offer shows the full repayment amount and how repayment works before you accept. Not sure what you can expect? Read the cleaning qualification guide, then apply.

A simple example, for illustration

For illustration only: picture a commercial cleaning company with a dozen office and medical accounts that pay monthly, plus some one-time post-construction jobs. The recurring accounts make up most of the deposits and arrive on a predictable rhythm, while the one-off jobs add bumps here and there.

In a revenue-based review, the steady base is what anchors the amount. The one-time jobs help, but a reviewer will not assume they repeat. Existing obligations already coming out of the account are factored in as well. The result is an offer sized to what the business can carry, with the full repayment amount and schedule shown before you accept.

Frequently Asked Questions

What is revenue-based financing?

Funding sized mainly from your business revenue, with repayment tied to that revenue. Your offer explains exactly how repayment works before you accept.

Is it a good fit for seasonal cleaning work?

It can be, because it starts from your actual deposits. Review the repayment schedule in your offer against your slower months.

What do I need to apply?

About three months of business bank statements and a 5-minute application. No tax returns.

Do you require a minimum revenue?

We do not state a hard minimum. We work with established businesses that show steady deposits.

How much can I get?

Between $25,000 and $5,000,000, depending mainly on deposits and existing obligations.

Add a route $35,000.00
Hire supervisors $26,000.00
Floor care line $21,500.00
Sales outreach $10,500.00

Example uses for illustration only.

How to improve your chances

Revenue-based reviews reward clean, consistent records.

  • Deposit every client payment into one business account
  • Keep recurring contracts in writing and current
  • Smooth out gaps by invoicing on a set schedule
  • Limit new obligations before you apply

Revenue-based financing vs. a bank loan

Merchant Fund Express
Traditional bank loans
Basis for amount
Your deposits
Credit, collateral, financials
Documents
About 3 months of statements
Tax returns and statements
Credit
FICO 500+ considered
Strong credit expected
Application
About 5 minutes
Lengthy packets
Speed
As little as 24 hours if qualified
Weeks is typical

Find out what your contracts can support

One secure application. A soft credit pull to start. No obligation to accept an offer.

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