Glossary
The total of all deposits into the business account in a period before any adjustments.
✓ Checking what you qualify for does not affect your credit score.
The total of all deposits into the business account in a period before any adjustments.
Funders add up deposits, then adjust for transfers, loans and one-offs to find true revenue. Gross is the starting number.
It sets the size of what you can reasonably carry.
Gross deposits of $62,000 may adjust to $56,000 after removing a $6,000 owner injection.
Make sure all business receipts pass through the business account so they are visible.
Reviewers start from gross deposits and then adjust: transfers between your own accounts come out, loan proceeds come out and refunds net against sales. What is left is the revenue figure the offer is sized on, which is why clean separation of business and personal accounts pays off.
Gross deposits are not profit and not even revenue. They are an input a reviewer cleans up before using.
No. Net removes transfers, loans and adjustments.
See the related guides and the comparison pages, or apply and ask.
No. It is educational information, and agreements vary.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
