City guide
A data-backed guide for Repentigny owners: population, industries, seasonality, programs and an example.
✓ Checking what you qualify for does not affect your credit score.
Yes. Businesses in Repentigny, Quebec can apply for a merchant cash advance, a business cash advance or revenue-based financing, and the application is reviewed on the same terms as anywhere else in Canada. Repentigny is a city of 86,100 residents (2021 Census), grown from 84,285 in 2016.
Locally, health care employs the biggest share of private-sector workers (16.8% of the labour force), and that mix is what a funder reads in the bank statements.
Figures from the 2021 Census Profile published by Statistics Canada.
Employment by industry is the best public picture of what a local economy sells. In Repentigny, the six largest private sectors look like this next to the Quebec average:
| Industry (NAICS) | Repentigny | QC |
|---|---|---|
| Health care and social assistance | 16.8% | 14.2% |
| Retail trade | 14.2% | 11.8% |
| Construction | 9.2% | 6.8% |
| Manufacturing | 8.1% | 10.3% |
| Professional, scientific and technical services | 6.2% | 7.9% |
| Transportation and warehousing | 5.1% | 4.8% |
What stands out is construction: 9.2% of local workers, about 1.3 times the Quebec share. Businesses that sell to, supply or serve that sector make up a large part of the local file mix.
Three structures cover most Repentigny requests:
Industry guides: Medical clinics, Dental practices, Retail, Grocery stores, Construction.
A HVAC installer in Repentigny with about $86,000 in monthly deposits takes $69,000 to buy materials for booked jobs at a 1.28 factor rate, for a total payback of $88,320 over about 6 months. That works out to roughly $3,400 a week, or about 17% of monthly deposits; the cost is fixed at $19,320 however quickly it is repaid on schedule.
Illustrative only, not an offer. Try the Canadian calculators with Repentigny figures.
Institutional payrolls keep spending fairly even. Consumer businesses see gentler seasonal swings as a result. Expect a Repentigny winter slowdown in construction and a post-holiday dip in spending.
A revenue-linked payment can follow a seasonal curve.
Program money is slow. When a Repentigny owner is waiting on a contribution, a short advance can bridge the gap.
We do not keep a branch in Repentigny. Everything from application to funding happens remotely.
Around $20,000 a month in deposits is where many Canadian files begin. Twelve months of history and limited negative days are the other usual markers. Credit from 500 is considered; 600+ widens the options. Every file is judged on its own. The paperwork: the application plus four recent months of statements. Apply online or call (305) 384-8391.
Close to Repentigny: Charlemagne (4 km), Varennes (7 km), Verchères (9 km), L'Assomption (9 km), Mascouche (12 km).
See the Quebec guide for the full provincial list.
Current as of October 2026; industry shares use 25% sample data.
Yes. Being in Repentigny does not change eligibility; the bank statements do.
The 2021 Census counted 86,100 people in Repentigny, a 2.2% change from 2016.
Health care, retail and construction employ the most people; construction stands out against Quebec.
Canada Economic Development for Quebec Regions (CED) covers Repentigny. Its support is project-based and slower than a business cash advance.
No office visit is required. Repentigny applications are handled online and by phone.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
