City guide
A data-backed guide for Mont-Laurier owners: population, industries, seasonality, programs and an example.
✓ Checking what you qualify for does not affect your credit score.
Mont-Laurier business owners can apply for funding sized on their bank deposits: a merchant cash advance, a business cash advance or revenue-based financing, reviewed from anywhere in Quebec. With 14,180 residents at the 2021 Census and 0.5% change since 2016, Mont-Laurier is a smaller city in Quebec.
The census shows health care as the leading private sector at 17.7% of local jobs, followed by retail and manufacturing.
Figures from the 2021 Census Profile published by Statistics Canada.
Based on the Mont-Laurier industry mix, in order of fit:
Industry guides: Medical clinics, Dental practices, Retail, Grocery stores, Manufacturing.
Employment by industry is the best public picture of what a local economy sells. In Mont-Laurier, the six largest private sectors look like this next to the Quebec average:
| Industry (NAICS) | Mont-Laurier | QC |
|---|---|---|
| Health care and social assistance | 17.7% | 14.2% |
| Retail trade | 17.2% | 11.8% |
| Manufacturing | 7.7% | 10.3% |
| Accommodation and food services | 7.3% | 5.4% |
| Construction | 6.2% | 6.8% |
| Other services, such as repair and personal care | 4.7% | 4.4% |
What stands out is farming, forestry and fishing: 3.9% of local workers, about 2.2 times the Quebec share. Businesses that sell to, supply or serve that sector make up a large part of the local file mix. Retail is also above the provincial share, at 17.2%.
A fruit orchard and farm market in Mont-Laurier deposits about $44,000 a month, of which roughly $35,200 comes from card sales. It takes a $26,000 advance for a second point-of-sale area at a 1.22 factor rate, so the total to repay is $31,720. With a 12% holdback on card sales, about $4,224 a month goes to the funder and the advance is repaid in roughly 8 months; in a slower month the payment shrinks with sales.
Illustrative only, not an offer. Run your own figures in the calculators.
Large public and health-care employers steady the local economy. Local shops benefit from a stable customer base. January and February are the quiet stretch for many Mont-Laurier retailers.
Time a request before the busy season, not in the middle of the slow one.
Grants rarely arrive when bills do; bridging a government payment explains how Mont-Laurier firms cover the wait.
There is no Mont-Laurier storefront. The whole process runs online and over the phone.
As a rough guide, Canadian files usually start around $20,000 a month in deposits. Twelve months of history and limited negative days are the other usual markers. Credit is read too: 500 and up is considered, 600+ is stronger. Every file is judged on its own. Documents are light: application and recent bank statements. Ready? Begin the application. Questions: (305) 384-8391.
From Mont-Laurier, the nearest places with their own guide are Saint-Boniface (37 km), Notre-Dame-du-Mont-Carmel (67 km), Mont-Tremblant (80 km), Val-des-Monts (101 km), La Pêche (103 km).
See the Quebec guide for the full provincial list.
Yes. Owners in Mont-Laurier apply online and are reviewed on the same criteria as the rest of Quebec.
Statistics Canada reported 14,180 residents for 2021 (14,116 in 2016).
Health care, retail and manufacturing employ the most people; farming, forestry and fishing stands out against Quebec.
Canada Economic Development for Quebec Regions (CED). It funds projects; for working capital, private funding moves faster.
No office visit is required. Mont-Laurier applications are handled online and by phone.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
