City guide
What Maple Ridge's economy runs on, how that shows up in a funding file, and the steps to apply remotely.
✓ Checking what you qualify for does not affect your credit score.
Maple Ridge business owners can apply for funding sized on their bank deposits: a merchant cash advance, a business cash advance or revenue-based financing, reviewed from anywhere in British Columbia. Maple Ridge is a city of 90,990 residents (2021 Census), grown from 82,256 in 2016.
The census shows construction as the leading private sector at 12.9% of local jobs, followed by retail and health care.
Data: 2021 Census Profile, Statistics Canada.
The census labour-force tables show which industries carry Maple Ridge. The biggest private sectors, against the provincial figures:
| Industry (NAICS) | Maple Ridge | BC |
|---|---|---|
| Construction | 12.9% | 9.0% |
| Retail trade | 12.1% | 11.6% |
| Health care and social assistance | 11.6% | 12.3% |
| Manufacturing | 6.8% | 5.9% |
| Professional, scientific and technical services | 6.2% | 9.2% |
| Transportation and warehousing | 5.7% | 5.5% |
What stands out is wholesale and distribution: 4.9% of local workers, about 1.6 times the British Columbia share. Businesses that sell to, supply or serve that sector make up a large part of the local file mix. Construction runs above average too, at 1.4 times the provincial weight.
Start from how you get paid.
Read next: Construction, General contractors, Retail, Grocery stores, Medical clinics.
A auto-parts distributor in Maple Ridge with about $124,000 in monthly deposits takes $56,000 for a vehicle and equipment upgrade at a 1.22 factor rate, for a total payback of $68,320 over about 9 months. That works out to roughly $1,753 a week, or about 6% of monthly deposits; the cost is fixed at $12,320 however quickly it is repaid on schedule.
Sample arithmetic; not a quote. Try the Canadian calculators with Maple Ridge figures.
Construction carries a big share of jobs, so the building season matters. Materials are bought before invoices are paid, and holdbacks delay final payments. Less snow means Maple Ridge builders and landscapers lose fewer weeks.
Explain a predictable dip when you apply rather than letting the numbers speak alone.
Grants rarely arrive when bills do; bridging a government payment explains how Maple Ridge firms cover the wait.
Nobody needs to visit an office: we have none in Maple Ridge. Files from BC are reviewed remotely, the same way as files from anywhere in Canada.
Around $20,000 a month in deposits is where many Canadian files begin. A year or so of trading history and a healthy balance matter too. Credit from 500 is considered; 600+ widens the options. Each funder sets its own lines. Documents are light: application and recent bank statements. Apply online or call (305) 384-8391.
Within reach of Maple Ridge: Pitt Meadows (6 km), Port Coquitlam (13 km), Langley (14 km), Township of Langley (14 km), Coquitlam (15 km).
See the British Columbia guide for the full provincial list.
Yes, Maple Ridge is covered. What counts is revenue, history and how the account is run.
90,990 residents at the 2021 Census, against 82,256 in 2016 (10.6%).
By jobs: construction first, then retail and health care. Relative to the province, wholesale and distribution is the standout.
Pacific Economic Development Canada (PacifiCan). It funds projects; for working capital, private funding moves faster.
Everything is remote, so being in Maple Ridge is no obstacle.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
