City guide
What Leeds and the Thousand Islands's economy runs on, how that shows up in a funding file, and the steps to apply remotely.
✓ Checking what you qualify for does not affect your credit score.
Yes. Businesses in Leeds and the Thousand Islands, Ontario can apply for a merchant cash advance, a business cash advance or revenue-based financing, and the application is reviewed on the same terms as anywhere else in Canada. The 2021 Census counted 9,804 people in the township of Leeds and the Thousand Islands, up 3.6% since 2016.
The census shows health care as the leading private sector at 12.7% of local jobs, followed by retail and construction.
Source: Statistics Canada, 2021 Census of Population.
Three structures cover most Leeds and the Thousand Islands requests:
Sector pages that apply here: Medical clinics, Dental practices, Retail, Grocery stores, Construction.
Here is where Leeds and the Thousand Islands residents work, by private-sector industry, compared with Ontario as a whole:
| Industry (NAICS) | Leeds and the Thousand Islands | ON |
|---|---|---|
| Health care and social assistance | 12.7% | 12.0% |
| Retail trade | 12.1% | 11.1% |
| Construction | 11.4% | 7.5% |
| Manufacturing | 7.0% | 9.1% |
| Accommodation and food services | 5.4% | 5.4% |
| Agriculture, forestry, fishing and hunting | 4.9% | 1.5% |
Compared with the province, Leeds and the Thousand Islands is unusually concentrated in farming, forestry and fishing (4.9% of jobs versus 1.5% provincially). Local suppliers, trades and service firms often ride the same cycle. A second, smaller concentration is arts and recreation (3.8% of local workers).
A greenhouse grower in Leeds and the Thousand Islands with about $57,000 in monthly deposits takes $34,000 to take a supplier's volume discount at a 1.22 factor rate, for a total payback of $41,480 over about 6 months. That works out to roughly $1,597 a week, or about 12% of monthly deposits; the cost is fixed at $7,480 however quickly it is repaid on schedule.
Illustrative only, not an offer. Run your own figures in the calculators.
Trades set much of the local tempo. Winter slows site work and deposits dip. Cold months shift Leeds and the Thousand Islands work indoors and pause outdoor projects.
Time a request before the busy season, not in the middle of the slow one.
Grants rarely arrive when bills do; bridging a government payment explains how Leeds and the Thousand Islands firms cover the wait.
There is no Leeds and the Thousand Islands storefront. Files from ON are reviewed remotely, the same way as files from anywhere in Canada.
As a rough guide, Canadian files usually start around $20,000 a month in deposits. Time in business of about a year, with limited negative days, is typical. A 500 score can work, though 600+ opens more doors. Each funder sets its own lines. You will need roughly four months of business statements and the signed application. Apply online or call (305) 384-8391.
Closest guides to Leeds and the Thousand Islands, as the crow flies: Gananoque (16 km), Rideau Lakes (25 km), Elizabethtown-Kitley (30 km), Brockville (34 km), South Frontenac (35 km).
The Ontario overview lists every ON community we cover.
Yes, Leeds and the Thousand Islands is covered. What counts is revenue, history and how the account is run.
Statistics Canada reported 9,804 residents for 2021 (9,465 in 2016).
Health care, retail and construction employ the most people; farming, forestry and fishing stands out against Ontario.
FedDev Ontario covers Leeds and the Thousand Islands. Its support is project-based and slower than a business cash advance.
No. We work remotely; there is no local office in Leeds and the Thousand Islands, and none is needed.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
