City guide
Census figures, the industries that drive Dauphin, local programs and a worked example in Canadian dollars.
✓ Checking what you qualify for does not affect your credit score.
Dauphin business owners can apply for funding sized on their bank deposits: a merchant cash advance, a business cash advance or revenue-based financing, reviewed from anywhere in Manitoba. The 2021 Census counted 8,368 people in the city of Dauphin, about flat since 2016.
Locally, health care employs the biggest share of private-sector workers (25.5% of the labour force), and that mix is what a funder reads in the bank statements.
Source: Statistics Canada, 2021 Census of Population.
How money arrives decides the product.
Read next: Medical clinics, Dental practices, Retail, Grocery stores, Restaurants.
Employment by industry is the best public picture of what a local economy sells. In Dauphin, the six largest private sectors look like this next to the Manitoba average:
| Industry (NAICS) | Dauphin | MB |
|---|---|---|
| Health care and social assistance | 25.5% | 15.0% |
| Retail trade | 19.1% | 10.8% |
| Accommodation and food services | 7.3% | 5.6% |
| Construction | 5.3% | 7.8% |
| Other services, such as repair and personal care | 5.2% | 4.2% |
| Professional, scientific and technical services | 4.1% | 4.9% |
The sector that sets Dauphin apart is retail, at 1.8 times its weight across Manitoba. That concentration shows up in deposit patterns, from contract payments to seasonal peaks. Health care runs above average too, at 1.7 times the provincial weight.
A clothing boutique in Dauphin deposits about $29,000 a month, of which roughly $23,200 comes from card sales. It takes a $15,000 advance for a second point-of-sale area at a 1.26 factor rate, so the total to repay is $18,900. With a 9% holdback on card sales, about $2,088 a month goes to the funder and the advance is repaid in roughly 9 months; in a slower month the payment shrinks with sales.
Example only; approval is never guaranteed. Try the Canadian calculators with Dauphin figures.
Large public and health-care employers steady the local economy. Consumer businesses see gentler seasonal swings as a result. Snow season helps Dauphin clearing and indoor trades but slows patios and landscaping.
Time a request before the busy season, not in the middle of the slow one.
Grants rarely arrive when bills do; bridging a government payment explains how Dauphin firms cover the wait.
Nobody needs to visit an office: we have none in Dauphin. Applications are online, statements upload securely and a specialist calls you back.
Funders typically look for about $20,000 or more deposited each month. Twelve months of history and limited negative days are the other usual markers. Scores from 500 are reviewed, and 600 or higher brings better offers. Every file is judged on its own. The paperwork: the application plus four recent months of statements. Start here, or phone (305) 384-8391.
Within reach of Dauphin: Neepawa (110 km), Brandon (145 km), Macdonald (165 km), Portage la Prairie (180 km), RM of Portage la Prairie (180 km).
More MB towns: Manitoba funding guide.
Yes. Owners in Dauphin apply online and are reviewed on the same criteria as the rest of Manitoba.
The 2021 Census counted 8,368 people in Dauphin, a 0.0% change from 2016.
By jobs: health care first, then retail and accommodation and food services. Relative to the province, retail is the standout.
Prairies Economic Development Canada (PrairiesCan). It funds projects; for working capital, private funding moves faster.
No office visit is required. Dauphin applications are handled online and by phone.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
