City guide
Census figures, the industries that drive Aurora, local programs and a worked example in Canadian dollars.
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If your business operates in Aurora, ON, you can apply. Funding here is typically a merchant cash advance, a business cash advance or revenue-based financing, sized on deposits rather than collateral. The 2021 Census counted 62,057 people in the town of Aurora, up 11.9% since 2016.
Locally, professional services employs the biggest share of private-sector workers (12.7% of the labour force), and that mix is what a funder reads in the bank statements.
Source: Statistics Canada, 2021 Census of Population.
Here is where Aurora residents work, by private-sector industry, compared with Ontario as a whole:
| Industry (NAICS) | Aurora | ON |
|---|---|---|
| Professional, scientific and technical services | 12.7% | 9.5% |
| Retail trade | 11.4% | 11.1% |
| Health care and social assistance | 8.5% | 12.0% |
| Manufacturing | 8.2% | 9.1% |
| Construction | 7.9% | 7.5% |
| Wholesale trade | 5.0% | 3.4% |
The sector that sets Aurora apart is real estate and rentals, at 1.6 times its weight across Ontario. That concentration shows up in deposit patterns, from contract payments to seasonal peaks. Wholesale and distribution is also above the provincial share, at 5.0%.
Based on the Aurora industry mix, in order of fit:
Industry guides: Professional services, IT services, Retail, Grocery stores, Medical clinics.
A equipment rental yard in Aurora with about $76,000 in monthly deposits takes $61,000 to take a supplier's volume discount at a 1.22 factor rate, for a total payback of $74,420 over about 9 months. That works out to roughly $1,910 a week, or about 11% of monthly deposits; the cost is fixed at $13,420 however quickly it is repaid on schedule.
Example only; approval is never guaranteed. Run your own figures in the calculators.
Revenue follows invoices for engineering, design and IT work. Payment can lag work by 30 to 60 days. Snow season helps Aurora clearing and indoor trades but slows patios and landscaping.
Funders read at least four months of statements; a full year shows the pattern best.
If timing is the issue, see how to bridge a government payment without stalling a Aurora project.
Merchant Fund Express has no office in Aurora. Files from ON are reviewed remotely, the same way as files from anywhere in Canada.
Expect a typical starting point of roughly $20,000 in monthly deposits. About 12 months in business and few low-balance days help. Scores from 500 are reviewed, and 600 or higher brings better offers. None of this is guaranteed and it varies by funder. Bring a signed application and about four months of business bank statements. Apply online or call (305) 384-8391.
From Aurora, the nearest places with their own guide are Newmarket (6 km), King (11 km), East Gwillimbury (11 km), Whitchurch-Stouffville (12 km), Richmond Hill (15 km).
More ON towns: Ontario funding guide.
Current as of October 2026; industry shares use 25% sample data.
Yes, Aurora is covered. What counts is revenue, history and how the account is run.
62,057 residents at the 2021 Census, against 55,445 in 2016 (11.9%).
By jobs: professional services first, then retail and health care. Relative to the province, real estate and rentals is the standout.
FedDev Ontario. It funds projects; for working capital, private funding moves faster.
No. We work remotely; there is no local office in Aurora, and none is needed.
Educational information only. It is not legal, tax or accounting advice.
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