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Merchant Growth: what it offers, who it suits and what else exists.

A factual summary of Merchant Growth from its own public page, with a worked illustration in Canadian dollars.

✓ Checking what you qualify for does not affect your credit score.

What does Merchant Growth offer Canadian businesses?

Short answer: Merchant Growth publishes term financing from $5,000 to $1 million over 6 to 24 months and a revolving line of credit up to $125,000. Its FAQ lists eligibility as being in Canada, operating over six months and earning at least $10,000 a month. A marketplace review compares several structures when the right one is unclear.

Key facts

Term financing $5,000 to $1 million, 6 to 24 months
Line of credit from $7,500 to $125,000
Stated minimums: 6 months and $10,000 monthly revenue
Says eligibility is not a guarantee of funding

What Merchant Growth publishes

From the public page at www.merchantgrowth.com/, as of October 12, 2026. Terms change, so confirm on the provider's own site.

Describes term financing from $5,000 to $1 million with term lengths of 6 to 24 months.
Describes a revolving line of credit from $7,500 up to $125,000.
Lists eligibility in its FAQ as being located in Canada, operating for more than 6 months and generating at least $10,000 in monthly revenue.
Describes same-day approval and applications processed in 6 to 24 hours on average.
States that eligibility is not a guarantee of funding and final offers depend on business performance.

What that design means in practice

Merchant Growth publishes its own product ranges and eligibility, which makes it straightforward to check. A marketplace review compares structures across funders, which can help when the right structure is not obvious.

A worked illustration

A business with $30,000 a month in revenue and a year of history could compare a Merchant Growth term offer with offers from a marketplace review. Comparing total payback and payment rhythm side by side shows which fits.

Every figure on this page is illustrative arithmetic in Canadian dollars. It is not an offer, a quote or a promise of approval.

Who it tends to suit

You want a Canadian online lender with term and line options.
Your business meets the stated revenue and time-in-business criteria.
You prefer a term loan structure.

When another route may fit better

You want to compare several funders through one application.
You need a share-of-sales repayment structure.
Your need falls outside the stated product ranges.

Merchant Growth is a separate organization with no connection to Merchant Fund Express. Names belong to their owners; facts summarized October 12, 2026.

Questions worth asking

What would my total repayment be in dollars?
How often would payments be taken, and from which account?
Is there any discount for paying early?
Would a line of credit or a term loan suit my need better?

Comparing it with other offers

Merchant Growth publishes clear ranges and minimums, which makes a quick self-check possible. If you fit, ask for an offer and write it down beside any other offer in the same format: amount received, total repaid, term and payment rhythm. The best choice is the one whose payment fits your slowest month at the lowest total cost, whichever provider it comes from.

If your revenue is close to a stated minimum, a few more months of steady deposits may change both eligibility and pricing, wherever you apply.

Sources and review

Reviewed by the Merchant Fund Express team on October 12, 2026. Official pages checked as of that date.

Common questions

How do I compare a Merchant Growth offer?

Put its total repayment, term and payment frequency next to any other offer and compare dollars repaid and the payment in your slowest month.

Where did this information come from?

From Merchant Growth's own public page, checked October 12, 2026. Confirm current terms directly with Merchant Growth.