Alternatives

Clearco alternatives in Canada: what it offers and what else exists.

A factual summary of Clearco as published, who it suits and when a deposit-based review is a better match.

✓ Checking what you qualify for does not affect your credit score.

What Clearco publishes

Based on the public page at clear.co/, as of October 10, 2026. Terms change, so confirm on the company's own site.

Describes funding up to $10 million and estimated payment terms up to 12 months.
Describes itself as built for direct-to-consumer brands with 6+ months of consistent revenue and more than $100,000 USD a month.
Lists structures including cash advance, fixed funding capacity, rolling funding capacity and invoice funding.
States rates are based on business performance.

What that design means in practice

Clearco describes itself as built for direct-to-consumer brands above a stated revenue level, with structures designed around inventory and marketing spend. That is a different customer from a local service or retail business. A small business that sees a page like this and wonders whether it applies can compare the stated thresholds with its own deposits before spending time.

A worked illustration

A brand at $150,000 a month in USD revenue and six months of history sits inside the profile Clearco describes. A Canadian restaurant at $60,000 CAD a month does not, and a bank-deposit review on a merchant cash advance or a revenue-based facility is the more natural fit.

Every figure on this page is illustrative arithmetic in Canadian dollars. It is not an offer, a quote or a promise of approval.

When it is a good fit

You run a larger direct-to-consumer ecommerce brand at or above the revenue it states.
You want an inventory-focused structure for a large brand.

When to look at an alternative

Your revenue is below what it describes as its target.
You are a service business, a trade or a local retailer.
You want a smaller, faster advance.

Merchant Fund Express is not affiliated with Clearco. Product names belong to their owners. Information summarized from their public site as of October 10, 2026.

Common questions

Is this an official comparison?

No. It summarizes what Clearco publishes on its own site as of the date shown. Terms change.

Can I use Clearco and also apply with you?

Possibly. Having an offer open with one provider affects how another reads the file, so confirm payment obligations before stacking.

Do I need to use Clearco to apply with you?

No. Our review is based on business bank statements, not on a particular platform.

Educational information only. It is not legal, tax or accounting advice.

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