Draw funds when your New Hampshire business needs them. Five-minute application, soft pull to start, no tax returns.
Apply for a LineLine of Credit, New Hampshire
Seasonal revenue and surprise costs rarely line up. A line of credit lets you draw what you need when you need it, based on your real deposit history.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply online in five minutes with about three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered, with deposit history weighed heavily.
You see the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is set out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some needs are predictable in size: one truck, one renovation. Others keep showing up in different amounts. A business line of credit gives you access to funds you can draw as those needs come up, rather than taking everything at once. For many New Hampshire owners who face uneven seasons, that flexibility is the whole point.
If you have one large purchase in mind, equipment financing or working capital may be simpler.
We review about three months of business bank statements to understand your deposits and how steady they are. We also look at what you already owe, because existing obligations affect the size of a line. FICO 500 and up is considered, the first step uses a soft credit pull, and no tax returns are required. Sole proprietors can apply.
A line of credit works best when it covers short gaps and gets paid back as revenue comes in. It works poorly when it becomes a permanent patch for a business that spends more than it earns. Before drawing, ask yourself whether the expense will generate or protect revenue soon. If the answer is yes, a draw usually makes sense.
For illustration, a Portsmouth caterer might draw to buy supplies for a large wedding, then repay once the client pays. A Laconia marina might draw in early spring to prepare slips and boats, then repay over the summer. Both use the line as a bridge rather than a crutch. Your offer explains how draws and repayment work, so read it closely and ask questions before accepting.
Between summer tourism, fall foliage traffic, and winter sports in the mountains, plenty of businesses here earn most of their revenue in a few months. A line can help cover lean stretches and prep for the next rush. Learn more on our general business line of credit page, or apply in about five minutes.
You are approved for a limit and draw funds as needed. Your offer explains how draws and repayment work before you accept.
FICO 500 and up is considered. Deposits and existing obligations also shape the decision.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and current obligations.
No. About three months of business bank statements are the core of the review.
Seasonal businesses can apply. We look at how deposits move across your full cycle.
How draws and repayment work is explained in your offer before you accept, so you can see exactly how the line operates.
Example uses for illustration only.
A few habits help support a larger, more useful line.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding