Fund the trucks, ovens, and machines your work depends on. About three months of statements, no tax returns, and FICO 500+ considered.
Price My EquipmentEquipment Financing, New Jersey
Keep cash in the account for payroll and materials while you add the equipment that lets you take on more work across New Jersey.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Your deposits and current obligations matter as much as the score.
The full repayment amount is shown in your offer before you accept, with no surprise costs later.
Your repayment schedule is laid out in the offer so you can match it to the revenue the equipment brings in.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
The right equipment pays for itself in jobs taken and hours saved. A Camden fabrication shop adds a press brake. An Edison bakery replaces a deck oven before the holidays. A Monmouth County landscaper adds a second mower crew. In each case the business already has the work. It needs the machine.
We offer equipment financing for established New Jersey businesses, from $25,000 up to $5,000,000.
No tax returns are required, and we begin with a soft credit pull. FICO 500 and up is considered. We size the offer mainly on your deposits and current obligations, then show the full repayment amount and schedule in writing before you accept.
New Jersey has a deep base of manufacturing, food production, warehousing, healthcare, and construction. That means equipment requests range from forklifts and box trucks to dental chairs and walk-in coolers. We look at how the equipment fits your operation and whether your deposits can carry the payment alongside what you already owe.
Seasonal businesses often buy ahead of the busy stretch. Contractors gear up before spring. Shore businesses prepare before Memorial Day. Applying a few weeks early gives you room to compare equipment without rushing.
Before you apply, it helps to sketch how the equipment changes your month. Will a second truck let you run another crew? Will a faster oven let you take wholesale orders? Will a new lift cut wait times enough to add jobs each week? Funders look at whether your current deposits can carry a new payment, but you know best how the equipment will grow revenue.
For illustration, a landscaper adding a mower and trailer ahead of spring might compare the expected new jobs against the repayment schedule in the offer. If the math works on paper with a margin to spare, that's a good sign. If it only works in the best-case month, it may be worth starting smaller.
If you need cash for installation, training, or the inventory the new machine will process, working capital in New Jersey can sit alongside equipment funding. A line of credit helps with ongoing parts and maintenance. When you're ready, apply here.
Trucks, vans, kitchen equipment, manufacturing machines, medical and dental equipment, tools, and other gear your business uses to earn revenue.
Yes, used equipment can be considered. Share the details or a quote when you apply.
No. We ask for about three months of business bank statements and a short application.
No. FICO 500+ is considered, and we weigh deposits and existing balances alongside your score.
Qualified businesses can be funded in as little as 24 hours once the offer is accepted and paperwork is signed.
Owners sometimes pair equipment funding with working capital for installation or materials. Any existing obligations are factored into the review.
Example uses for illustration only.
A little prep makes an equipment request move smoother.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding