From $25,000 to $5,000,000 for Ohio businesses. About three months of bank statements, no tax returns, and a 5-minute application.
Check My OptionsOhio Working Capital
Ohio owners juggle net-terms customers, seasonal swings and vendor bills. Working capital covers the gap so the business keeps moving while you wait on revenue.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We weigh your deposits and how the business runs, and we start with a soft credit pull.
Your offer shows the full repayment amount before you accept. No surprise costs appear after you sign.
The repayment schedule is laid out in your offer, so you know what leaves your account and when.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Ohio is a state of shops, plants and supply chains. A machine shop outside Dayton waits on a manufacturer to pay its invoices. A landscaping crew in suburban Columbus books its year between April and November. A family restaurant near Lake Erie does most of its business while the lake towns are busy and coasts through the cold months. Each of these owners can be profitable on paper and still come up short on cash in a given week.
That gap is what working capital is for. We provide lump-sum funding from $25,000 to $5,000,000 that you can put toward payroll, inventory, rent, materials or any other ordinary cost of running the business.
We start with your deposits, not a pile of tax paperwork. The review is built around about three months of business bank statements, which show us how money moves in and out of your account and how steady it is.
We built this for established businesses with steady deposits. We do not publish a hard revenue minimum, because a seasonal Ohio contractor and a year-round medical practice look very different month to month.
Working capital is flexible by design. A few patterns that come up often for Ohio owners:
If you need flexible access you can draw from repeatedly, a business line of credit in Ohio may be the better fit. For card-heavy businesses, compare a merchant cash advance in Ohio.
Running a business in one of the larger metros? We have pages for working capital in Columbus and working capital in Cleveland.
Every offer lays out the full repayment amount and the payment schedule before you accept, so you can check the numbers against your own cash flow. Funding can arrive in as little as 24 hours for qualified businesses. When you are ready, start your application.
We fund from $25,000 to $5,000,000. Where you land depends mainly on your deposit history and any existing obligations that already draw on your account.
No. We work from about three months of business bank statements. Tax returns are not required.
We start with a soft credit pull, so looking at your options does not affect your score the way a hard inquiry would.
Yes. Sole proprietors can apply. What matters most is that your business has steady deposits we can review.
Funding can arrive in as little as 24 hours for qualified businesses. Having your bank statements ready as PDFs is the simplest way to avoid delays.
Example uses for illustration only.
A few steps can strengthen your working capital request before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding