Finance trucks, tools, and kitchen gear for your New Hampshire business. Soft pull to start, about three months of statements.
Finance EquipmentEquipment Financing, NH
Spread the cost of new or used equipment and keep cash on hand for payroll and supplies. Offers are sized around your actual deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Deposits and time in business weigh in too.
Your offer lists the full repayment amount before you accept. No surprise costs after you sign.
Repayment timing is laid out clearly in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Equipment is often the biggest check a small business writes. Paying all at once can leave you short when payroll comes due. Financing spreads the cost so the equipment starts earning while your cash stays in the account. That matters whether you run a CNC shop in the Merrimack Valley, a plow and landscaping outfit, or a bakery adding a second mixer.
We start with about three months of business bank statements, because your deposits show what payment the business can carry. We also look at existing loans and advances, time in business, and credit, with FICO 500 and up considered. No tax returns are required. The first step is a soft credit pull.
For illustration: two shops that want the same machine may receive different offers if one already has a large monthly obligation.
Not every breakdown calls for new equipment. Sometimes a repair is the cheaper move and working capital covers it. Other times the old machine has hit the point where downtime costs more than a replacement. Think about how many hours or jobs you are losing to the problem and what a new unit would add to revenue.
For illustration, a Salem auto shop losing two days a week to a failing lift might find that financing a replacement pays off faster than another round of patching. A Conway outfitter with aging rental gear might weigh the cost of new inventory against the bookings lost to worn equipment. We will review your deposits and existing obligations either way, and the offer will show the full repayment amount so you can compare options honestly.
Plenty of New Hampshire businesses buy equipment right before a season starts, which is also when cash is thinnest. Plan ahead and apply before the rush. If you need flexible funds alongside the purchase, look at a business line of credit in New Hampshire. Owners with credit challenges can read our bad credit funding page. Apply now to get started.
Yes, many owners do. Apply ahead of the season so your offer is ready when you need the truck.
From $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Requirements vary by file. Your offer will spell out what is needed before you accept.
No. FICO 500 and up is considered alongside your bank deposits.
Qualified businesses can be funded in as little as 24 hours after accepting an offer.
Repairs are often a better fit for working capital. Tell us what you need and we will point you toward the product that fits.
Example uses for illustration only.
Help us size your equipment offer accurately with a few steps.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding