Cover payroll, inventory, and timing gaps with funding sized to your deposits. Soft pull, about three months of statements.
Start ApplicationWorking Capital, New Hampshire
Bridge the space between paying bills and getting paid. We look at your deposits and current obligations, then build an offer you can plan around.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. Recent deposits matter as much as past credit.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most cash crunches are timing problems. A machine shop in Nashua finishes a job but waits on the invoice. A Lakes Region marina pays for spring prep weeks before boats go in the water. A Manchester restaurant buys for a holiday rush that has not arrived yet. Working capital fills that gap so the business keeps running while revenue catches up.
You decide how to use the funds. We focus on whether the payment fits your business.
Your offer depends mainly on deposits and existing obligations. We ask for about three months of business bank statements, and we do not require tax returns. FICO 500 and up is considered, and the first look uses a soft credit pull. For illustration, a business with steady monthly deposits and no other advances will usually be sized differently than one with similar deposits and two existing payments.
Working capital tends to fit when the need is real, short term, and tied to revenue you can already see coming. A signed contract that needs materials, a season that reliably arrives every year, or a repair that keeps the doors open are all good examples. It is a weaker fit when the business is losing money month after month and the funds would only delay a deeper problem.
Before applying, sketch out how the money will be used and how the payment fits into your slowest month. That simple exercise helps you choose the right amount. A Keene print shop covering a large school order and a Dover landscaper prepping for spring both benefit from asking for what the job needs rather than the largest number possible. Sole proprietors can apply too, with the same review.
Manufacturing, healthcare, retail, and tourism all play a role in the state's economy, and the tourism side swings hard between seasons. If your revenue peaks in summer or winter, share that with us. If you want a reusable source of funds instead of a lump sum, a line of credit in New Hampshire may fit. Start your application when ready.
From $25,000 up to $5,000,000, depending mainly on your deposits and existing obligations.
A five-minute application and about three months of business bank statements. No tax returns required.
No. FICO 500 and up is considered alongside your deposit history.
Qualified businesses can be funded in as little as 24 hours.
Yes. Payroll, inventory, repairs, and other operating needs are common uses.
Not necessarily. Ask for what the need requires and make sure the payment fits your slowest months.
Example uses for illustration only.
Simple habits can improve how your working capital request is sized.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding