Draw when you need it for materials, payroll or a surprise repair. Start with a soft pull and a 5-minute application.
See My OptionsBusiness Line of Credit | Fort Worth
Hail season, event weekends and big orders do not follow a calendar. A line of credit gives you room to respond.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with roughly three months of bank statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ is considered, and we start with a soft pull.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
How repayment works is laid out in your offer up front, so you can plan each draw.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A lump sum is great when you know exactly what you need. A business line of credit is built for when you do not. You get access to a set amount and draw on it when costs come up, which suits Fort Worth businesses whose expenses swing from month to month.
Think of a roofing contractor after a spring hailstorm, a caterer during wedding season or a parts supplier serving the area's aerospace and manufacturing shops. Demand can spike quickly, and having credit ready is often better than applying in a hurry.
We look at your business bank statements, usually about three months, to understand your deposits and existing obligations. There are no tax returns required. The process starts with a 5-minute application and a soft credit pull, and FICO scores of 500 and up are considered.
Sole proprietors can apply. What matters most is that the business is established and has steady deposits.
Your offer explains how draws and repayment work and shows the full repayment amount, so there is nothing to guess at after you sign.
A line of credit works best when it is treated as a tool for specific needs, not as extra income. Many owners set a simple rule: draw for costs that will be covered by money already on the way, such as a signed contract or a busy season they have seen before. That keeps the balance moving down instead of building up. Review your statements each month and watch how draws and repayments line up with your deposits. When the pattern looks healthy, the line keeps doing its job for years of storms, events and big orders.
If you need one larger amount for a single project, working capital loans in Fort Worth may be simpler. Card-heavy businesses often look at a Fort Worth merchant cash advance. For statewide information, see our Texas business line of credit page.
Apply now to see your options.
You get access to a set amount of funding and draw from it as needed. The terms for draws and repayment are laid out in your offer before you accept.
A 5-minute application and about three months of business bank statements. No tax returns are required.
We begin with a soft credit pull, which does not affect your credit score.
FICO 500 and up is considered. Deposits and existing obligations play a big role in the decision.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and current obligations.
Example uses for illustration only.
These steps help any funder see a clearer picture of your business.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding