Merchant Fund Express
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Merchant Cash Advance in Fort Worth, TX

Funding tied to your sales, not a stack of tax returns. Fort Worth businesses with steady deposits can apply in about 5 minutes.

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Merchant Cash Advance | Fort Worth

Cash for Cowtown businesses that move on deposits

From Stockyards restaurants to west side machine shops, we size advances around what your account shows coming in each month.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why Fort Worth owners use an advance

Fast with light paperwork

A 5-minute application and about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.

Credit is one factor of many

FICO 500+ is considered. We focus on deposit history and how your business actually performs.

The full cost before you accept

Your offer shows the total repayment amount before you accept. No surprise costs show up after you sign.

Repayment you can plan around

The repayment schedule is spelled out in your offer, so you know how it fits your cash flow from day one.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

How a merchant cash advance works for a Fort Worth business

A merchant cash advance gives your business a lump sum now in exchange for a share of future sales or deposits. Instead of a bank loan built around collateral and years of tax returns, we look mainly at what your account shows coming in every month. For a Fort Worth shop that runs card sales all week, that can be a practical way to get cash moving without waiting on a slow underwriting queue.

Offers start at $25,000 and can reach $5,000,000 for established businesses with deposits that support it. Your offer spells out the full amount you will pay back before you accept anything.

Fort Worth businesses we commonly hear from

Fort Worth mixes old and new. The Stockyards and the western heritage bring steady visitor traffic to restaurants, bars and retail. Aviation, defense manufacturing and logistics support a long chain of machine shops, suppliers and service companies. Construction and trades keep busy as the west side of the Metroplex keeps growing.

What we review

The paperwork is light on purpose:

  1. A 5-minute application
  2. About three months of business bank statements
  3. A soft credit pull to start, so checking your options does not ding your score

No tax returns are required. FICO scores of 500 and up are considered, and sole proprietors can apply. We look at the pattern of deposits, how consistent they are, and what other obligations already come out of the account.

Questions to ask before you accept

Before signing any advance, slow down for a minute and check a few things. What is the total amount you will repay? How does the repayment schedule line up with your slowest weeks? What will the money produce or protect? A clear answer to each one usually means the advance fits.

Is an advance the right fit?

An advance works best for a short-term need tied to revenue you expect to keep earning. If you want a reusable pool of money, a business line of credit in Fort Worth may suit you better. For broader day-to-day needs, compare working capital loans in Fort Worth. Businesses elsewhere in the state can also review our Texas merchant cash advance page.

Ready to see a number? Start your application.

Frequently Asked Questions

How fast can a Fort Worth business get a merchant cash advance?

Decisions move quickly once we have your statements, and qualified businesses can be funded in as little as 24 hours.

Do I need good credit?

No single score decides it. FICO 500+ is considered, and your deposit history carries a lot of weight in how we size an offer.

Will applying hurt my credit?

We start with a soft credit pull, which does not affect your score.

How is repayment handled?

Your offer lays out the repayment schedule and the total payback amount up front, so you can see exactly what you are agreeing to before you sign.

Can a sole proprietor in Fort Worth apply?

Yes. Sole proprietors can apply as long as the business has steady deposits running through a business bank account.

Event restock $30,000.00
Kitchen repair $42,000.00
Materials order $85,000.00
Seasonal hiring $55,000.00

Example uses for illustration only.

How to improve your chances

A few habits can make your next offer stronger.

  • Run all sales through one business bank account
  • Keep the account free of overdrafts for a few months
  • Know your current balances on other financing
  • Apply before the need becomes an emergency

Merchant Fund Express vs. a traditional bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Long forms and branch visits
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Usually strong credit required
Speed
As little as 24 hours if qualified
Often weeks
Credit check to start
Soft pull
Hard pull common

See what your Fort Worth business qualifies for

One secure application. A soft credit pull to start. No obligation to accept an offer.

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