Bridge reimbursement lag or fund a new exam room. Compare a credit line with a lump-sum advance. FICO 500+ considered, no tax returns required.
Compare My OptionsMedical Practice Funding Comparison
Payers move on their schedule, not yours. We show you a line of credit and a merchant cash advance side by side so your practice can pick the right fit.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, with a soft credit pull to start so your score is not affected.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so you can plan around claim cycles.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most practices are not short on patients. They are short on timing. Claims go out, payers take their time, and payroll, rent and supplies are due on schedule anyway. A denied or delayed batch can push that gap even further.
A business line of credit and a merchant cash advance are two common ways to cover it. A line is a limit you can draw from and reuse after repaying. An advance is one lump sum, repaid from future revenue. They solve different problems, so it helps to know which one you have.
If your issue is recurring timing, a line is usually the steadier tool. Draw to cover a payroll cycle while claims are in process, repay when reimbursements land, and keep the line available for the next slow batch. Many practices also use it for supply reorders and smaller repairs. Our business line of credit for medical practices page has more, and funding for medical billing delays goes deeper on that specific problem.
When the need has a clear price and a start date, an advance can be the cleaner choice. Examples include:
See merchant cash advance for medical practices, and compare equipment financing for medical practices for device purchases.
| Line of credit | Merchant cash advance | |
|---|---|---|
| Funds arrive as | Draws up to a limit | One deposit |
| Fits | Recurring reimbursement gaps | One-time projects |
| Reusable | Yes, after repaying | No |
Both offers show the full repayment amount and schedule before you accept.
We fund established practices with steady deposits, from $25,000 to $5,000,000. The application takes about 5 minutes and starts with a soft credit pull. We look at about three months of business bank statements, FICO 500+ is considered, and no tax returns are required. Sole proprietors can apply. Qualified businesses can see funds in as little as 24 hours. Apply now.
A line of credit often fits reimbursement gaps because you can draw while claims are pending and repay when they pay. An advance fits better for a single, fixed project.
We review deposits into your business bank account over about three months. Insurance and patient payments that land there are part of that picture.
Yes. A build-out or new office is a common one-time use, and many practices compare an advance with a line before choosing.
No. We review about three months of business bank statements and start with a soft credit pull.
Yes. Sole proprietors can apply, and steady deposits matter more than entity type.
Some practices pair a line for reimbursement gaps with an advance for a build-out. What fits depends mainly on your deposits and current obligations.
Example uses for illustration only.
These steps can make a practice easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding