Room to draw as needs arise. Five-minute application, about three months of statements, and a soft pull to start.
Check My LimitBusiness Line of Credit
A $1,000,000 line lets larger operators cover staggered costs without taking everything at once. Limits follow deposits and current obligations.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with three months of statements. Access in as little as 24 hours for qualified businesses.
FICO 500+ considered. Deposits and obligations shape your limit.
Your offer shows the full repayment amount tied to draws before you accept. No surprise costs after you sign.
The repayment schedule for draws is laid out in your offer from the start.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Larger businesses face larger swings. A general contractor might front materials on three projects at once. A distributor might need to pay a manufacturer months before retailers pay them. A multi-location clinic might wait weeks on reimbursements while payroll goes out every other Friday. A $1,000,000 business line of credit gives that kind of operation room to absorb swings without taking a full lump sum it may not need.
Your limit depends mainly on your business deposits and existing obligations. High, consistent deposits support a larger limit. Current advances and loans reduce it, because part of your cash flow is already committed. Credit is considered too, with FICO 500+ reviewed.
If your file supports a smaller limit today, your offer will say so plainly. Many businesses start lower and revisit later as deposits grow.
| If you need | Consider |
|---|---|
| Money in stages over time | A line of credit |
| One large purchase now | Working capital |
| Repayment tied to sales | Merchant cash advance |
| Machinery or vehicles | Equipment financing |
Need a smaller limit? See the $500,000 line of credit.
The owners who get the most from a big line treat it as a rotating tool. They draw for needs that turn into revenue, such as materials for a paid job, then pay down the balance when receivables land. That keeps capacity open for the next surprise and avoids leaning on the line to cover a structural shortfall.
The application takes about 5 minutes and starts with a soft credit pull. You will provide about three months of business bank statements; no tax returns required. Sole proprietors can apply. Your offer shows how draws are repaid and the full repayment amount tied to them before you accept. Qualified businesses can have access in as little as 24 hours. Start your application.
A large line is worth considering when your cash needs are frequent but unpredictable, your deposits are strong and steady, and you can point to specific situations where having access would have saved a deal or avoided a late payment. If your need is one big purchase, a lump sum product is usually simpler.
The 5-minute application and about three months of business bank statements. No tax returns required. The limit depends mainly on deposits and existing obligations.
Your offer explains exactly how draws are repaid and the full repayment amount tied to them, so you can see the costs before you accept.
Yes. If your deposits and obligations support a smaller limit, your offer will reflect that.
Decisions move fast. Qualified businesses can have access in as little as 24 hours.
Example uses for illustration only.
These habits help support a seven-figure limit.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding